Insurance Contracts Compliance Analyst

State of Maine; Gardiner (ME); On-site; USD 49,000 - 69,000; Full time

Benefits offered by this job

13 paid holidays

Vacation leave accrual with years of服务

Health insurance coverage

Retirement plan (MainePERS)

Gym membership reimbursement

Flexible spending accounts

Job summary

The State of Maine is seeking a professional to examine life and health insurance contracts for compliance with Maine law in Gardiner. You will review forms, riders, endorsements, and certificates, processing inquiries and complaints with limited supervision.

The role requires strong knowledge of life, health, and accident insurance, plus familiarity with contract law and state regulations. Excellent communication and analytical skills are essential.

Qualifications

• Bachelor's degree in Business Administration or related field with 2 years of insurance experience, or a 6-year combination of education/training/experience in the insurance industry.
• Knowledge of life, health, and accident insurance.
• Knowledge of contract law as it relates to insurance.
• Knowledge of state insurance laws, rules, and regulations.
• Knowledge of insurance examination and question development procedures.
• Ability to recognize conflicts in contracts (prohibited and required provisions).
• Ability to solve problems independently.
• Ability to communicate effectively.
• Ability to write clearly and effectively.
• Ability to read and understand insurance contracts.

Responsibilities

• Reviews and analyzes life, accident, and health insurance contracts to determine compliance with Maine law.
• Consults with insurance company representatives to clarify or alter contract provisions.
• Researches and evaluates insurance problems to develop solutions or changes in regulations.
• Advises Bureau of Insurance personnel with technical information.
• Responds to inquiries from the public and conducts interviews to provide information and solutions.
• Mediates settlements with life and health insurers to resolve complaints.
• Represents the agency and speaks before groups to provide information on life and health insurance.

Skills

Life/Health/Accident insurance

Contract law knowledge

State insurance laws & regulations

Insurance examination procedures

Problem solving

Effective communication

Clear writing

Reading insurance contracts

Education

Bachelor's degree in Business Administration or related field + 2 years in insurance

Job description

The State of Maine is seeking a professional to examine life and health insurance contracts for compliance with Maine law in Gardiner. You will review forms, riders, endorsements, and certificates, processing inquiries and complaints with limited supervision.

The role requires strong knowledge of life, health, and accident insurance, plus familiarity with contract law and state regulations. Excellent communication and analytical skills are essential.