Insurance Agent - Remote

Sphinx Life Solutions; United States; Remote; USD 60,000 - 150,000; Full time

Benefits offered by this job

Remote work

Uncapped commissions

Mentorship program

Structured onboarding

Job summary

Sphinx Life Solutions is a remote, commission-based opportunity where you’ll help clients secure life insurance across multiple carriers while building your own book of business.

As a 1099 independent contractor, you’ll receive onboarding, ongoing mentorship, and a path to leadership with uncapped earning potential. Licensing is required, with support to obtain it, while you work from your home office.

Qualifications

• This is a 1099 independent contractor role with commission-based pay.
• You will build your own book of business by meeting with individuals and families remotely.
• A Life & Health Insurance license is required before working with clients; licensing help is provided.
• Applicants must be US citizens with a US address suitable for licensing and carrier requirements.
• Access to a computer, smartphone, reliable internet, and a quiet workspace is necessary.

Responsibilities

• Meet with clients remotely to discuss insurance options and needs.
• Recommend coverage across multiple carriers to fit individual goals.
• Develop and grow your personal book of business over time.
• Receive mentorship, onboarding, and ongoing coaching from leadership.

Skills

Remote sales

Life insurance

Client relationship

Self-motivation

Business mindset

Job description

Remote | Commission-Based | Uncapped Income + Owner Path

About Us

At Sphinx Life Solutions, we maintain a people-first mentality that begins and ends with our agents. Our team-driven culture is something we're incredibly proud of - offering hands-on mentorship, proven systems for success, and a strong emphasis on work-life balance.

Sphinx Life Solutions is an independent insurance agency that proudly represents a broad portfolio of life insurance and financial products from 30+ of the highest-rated insurance carriers in the United States.

We believe agents thrive when they have the right support, resources, and people behind them.

We're a husband-and-wife team who came into the insurance industry with zero prior insurance experience. Before Sphinx, Chris had a background in Global and Medical Sales, while Kristen was a Registered Nurse and Elementary School Teacher. We understand what it's like to start in a completely new industry, which is one reason training, mentorship, and agent support are such an important part of our culture.

We are looking for motivated, team oriented individuals who want more than simply another job. We are looking for people who are willing to treat this opportunity like a business, invest in their own growth, and take ownership of what they are building.

About the role

Working remotely using your phone and computer, you'll meet with individuals and families who have requested information about insurance coverage.

You'll help clients understand their options, recommend coverage based on their individual needs, and build meaningful relationships as you develop your book of business.

As independent brokers, our agents have access to products from multiple insurance carriers, allowing them to help clients find coverage that best fits their individual needs rather than being limited to the products of a single company.

What You Can Expect

• Access to a lead system designed to connect agents with individuals and families who have expressed interest in coverage (no cold calling)
• A structured onboarding program to help you get started
• Ongoing training, coaching, and one-on-one mentorship from our leadership team and experienced agents
• Access to a broad portfolio of products from 30+ highly rated insurance carriers
• Uncapped commission-based compensation with opportunities for performance bonuses
• Remote flexibility and the ability to build your schedule around your goals
• The opportunity to become licensed in and serve clients across multiple states as you grow your business
• Opportunities for leadership development and a path to Full Agency Ownership
• A supportive, growth-oriented team culture that values people, integrity, and work-life balance
• The opportunity to build a business while doing meaningful work that helps protect families

What You'll Help Clients With

You'll help clients protect their families, futures, and legacies through solutions including Mortgage Protection, Term and Whole Life Insurance, Final Expense products, Retirement planning, and Advanced Market products including Indexed Universal Life Products (IUL's) as well as Annuities.

Earning Potential

This is a 1099 Independent Contractor opportunity with commission based compensation.

Many full-time agents earn between $60,000-$150,000+ annually, while experienced top producers may earn significantly more.

What We're Looking For

• Integrity: This is a big one for us. We believe in doing the right thing for our clients and for each other - even when it isn't the easiest thing to do. We're looking for people who share those values and hold themselves to a high standard of honesty, professionalism, and ethics.
• Business mindset: You understand that you are building your own business, not simply filling a position. You are willing to invest time, effort, and resources into building something that can grow over time.
• Strong work ethic: You understand that success is built through consistency, effort, and personal accountability - and that your results are directly connected to the work you put in.
• Coachable and eager to learn: You're humble, open to feedback, and willing to learn and follow proven systems.
• Entrepreneurial mindset: You are a self starter and problem solver, who is motivated by the opportunity to build something of your own and potentially create a long term business and legacy.
• Strong communication and relationship building skills
• Comfortable working independently, managing your time, and holding yourself accountable
• Access to a computer, personal phone, reliable internet, and a quiet workspace for meeting with clients remotely
• A Life & Health Insurance License is required before working with clients. If you're not yet licensed, we will guide you through the entire licensing process.
• Must be able to qualify to obtain a US Resident State Life & Health Insurance license (clear background check- no felonies or recent bankruptcies).
• Applicant must be a US Citizen with a US address for licensing and insurance carrier requirements

Finding the right people to join our team is incredibly important to us, and we recognize that finding the right opportunity is just as important to you. We care deeply about the culture we've built and are looking for individuals who share our values, want to grow, and are excited to make a meaningful impact - both for themselves and the families they serve.

We believe that ownership requires ownership mentality. The agents who thrive in this business are willing to invest in themselves, take responsibility for their growth, consistently work their business, and think beyond their next paycheck.

If you're looking for a place where you'll be supported, challenged, and encouraged to grow professionally while building something of your own, we'd love to meet you. We're looking for people who value integrity, genuinely enjoy helping others, and are excited about the opportunity to build a business that could become part of their long term legacy.

This is a licensed insurance sales position operating under a non captive IMO. There are no recruitment fees, no required product purchases, and no mandatory personal sales quotas. Compensation is earned through the direct sale of life insurance products and is paid by the insurance carriers themselves. Earnings are performance-based and vary by individual. Your results will depend on your effort, skill, and commitment to following our systems.