Inside Underwriter

200 CRC Insurance Svcs LLC; Fort Worth (TX); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k match

Paid time off

New parent leave

Job summary

CRC Group, a leading independent wholesale insurance distributor, seeks an Inside Underwriter in Fort Worth, TX. The role executes underwriting activities within binding authority and brokerage markets, supporting new and renewal production while ensuring compliance with carrier guidelines and internal standards.

Strong risk evaluation and coverage negotiation are essential. Responsibilities include end-to-end underwriting, term determination, and coverage placement, with emphasis on efficiency

Qualifications

• Bachelor’s degree or relevant insurance designation preferred.
• Experience within underwriting or brokering specialty or E&S insurance products.
• Ability to progress toward broader authority and independent decision-making.

Responsibilities

• Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines.
• Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels.
• Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy.
• Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents.
• Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines.
• Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment.

Skills

Underwriting concepts

Risk evaluation

Policy structure

Communication skills

Relationship management

Education

Bachelor’s degree or insurance designation

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America)

Please review the following job description

CRC Group is a leading, independent pure-play brokerage and underwriting specialty insurance distributor. Our culture puts people first, prioritizing long-term relationships, ethical decision-making, and continuous improvement. As a result of listening to our employees, CRC Group earned a Top Workplaces USA award three years in a row based solely on employee feedback and CRC Group is currently Great Place To Work Certified! If you want to work for a company where employees are valued and growth is encouraged, CRC Group could be the place.

The Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.

KEY RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines
• Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels
• Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy
• Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents
• Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines
• Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment

EDUCATION AND EXPERIENCE

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor’s degree or relevant insurance designation preferred Experience within underwriting or brokering specialty or E&S insurance products Experience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-making

CERTIFICATIONS, LICENSES, REGISTRATIONS

Appropriate state-specific insurance license required. Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression.

FUNCTIONAL SKILLS

Strong understanding of underwriting principles, risk evaluation, and policy structure Ability to independently analyze insurance risks and determine appropriate terms and conditions Knowledge of binding authority guidelines and market placement strategies Strong problem-solving skills with ability to resolve complex coverage and underwriting issues Effective communication and relationship management skills with carriers and agents Ability to manage high-volume underwriting workflows with accuracy and efficiency

General Description of Available Benefits for Eligible Employees of CRC Group

Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Join CRC Group, a leader in specialty wholesale insurance, and take your career to new heights. We're a dynamic team dedicated to innovation, collaboration, and excellence.

Why CRC Group?

• Growth: Advance your career with our learning and leadership development programs.
• Innovation: Work in a forward-thinking environment that values new ideas.
• Community: Be part of a supportive team that celebrates success together.
• Benefits: Enjoy competitive compensation, health benefits, and retirement plans.

Who We’re Looking For

We seek passionate individuals who thrive in a fast-paced, collaborative environment. If you value integrity and are driven to succeed, CRC Group is the place for you.