Inside Property Adjuster

National General Management Corp; Tennessee; Hybrid; USD 54,000 - 104,000; Full time

Benefits offered by this job

Laptop and gear provided

Connectivity stipend

Remote work environment

Job summary

National General is seeking an Inside Property Adjuster to join our Claims team. This fully remote role allows occasional in-person inspections to evaluate homeowner property claims, with prior experience in residential homeowner claims and proficiency in Xactimate and XactAnalysis strongly preferred.

You will investigate and confirm facts of loss, determine coverage and damages, and negotiate claims within the authority, while working independently and prioritizing responsibilities.

Qualifications

• Experience handling residential homeowner claims.
• Proficiency in Xactimate and XactAnalysis.

Responsibilities

• Investigate and confirm facts of loss for Homeowners Claims.
• Determine coverage and damages, adjust and negotiate claims within authority.
• Work independently, prioritizing own responsibilities.
• Support subrogation/fraud assessments where applicable.
• Identify construction/repair components relevant to claims.

Skills

Business Acumen

Case Management

Claims Negotiations

Documentation

Homeowners Claims

Insurance Claims Investigations

Insurance Underwriting

Negotiation

Property Claims

Property Damage

Property Insurance

Property Repairs

Residential Estimating

Stakeholder Relationship Management

Xact

Xactimate

Xactimate Estimating

Tools

Xactimate

XactAnalysis

Job description

National General Overview

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.

Job Description

Responsible for investigating and confirming the facts of loss for Homeowners Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. This role works independently, prioritizing own responsibilities. National General is seeking an Inside Property Adjuster to join our Claims team! This is a fully remote role, offering the flexibility to work from home while conducting occasional in-person inspections to evaluate homeowner property claims. Prior experience handling residential homeowner claims, with proficiency in Xactimate and XactAnalysis, is highly preferred.

Key Responsibilities

• For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome
• Demonstrates intermediate understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
• Handles investigation regarding most aspects of homeowner first party claims (coverage, damages, subrogation) with the exercise of discretion and independence within increased level of authority
• Recognizes and identifies key components of residential construction and repair
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Demonstrates a basic understanding of systems and technology used within the company
• Learns how to determine subrogation or fraud potential and how to handle

Supervisory Responsibilities

• This job does not have supervisory duties.

Sign On Bonus

You may be eligible for a $1,000 Licensing Sign on Bonus if you have the applicable active licenses needed for this role. This could include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License. *Current employees or candidates who have previously worked for Allstate, including its family of companies, are not eligible for this sign-on bonus.* As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment. Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team. By proceeding with the application process, applicants acknowledge and accept these licensing requirements and agree to comply.

Skills

Business Acumen, Case Management, Claims Administration, Claims Negotiations, Documentation, Homeowners Claims, Insurance Claims Investigations, Insurance Underwriting, Negotiation, Property Claims, Property Damage, Property Damage Claims, Property Insurance, Property Insurance Claims, Property Repairs, Residential Estimating, Stakeholder Relationship Management, Xact, Xactimate, Xactimate (Estimating Software), Xactimate Estimating

Compensation Base

Compensation offered for this role is: Inside Adjuster Cons I: $53,500 - $77,800 Inside Adjuster Cons II: $56,000 - $82,500 Inside Adjuster Sr Cons I: $65,650 - $104,100 And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Benefits

National General Holdings Corp. is an Equal Opportunity (EO) employer – Veterans/Disabled and other protected categories.

All qualified applicants will receive consideration for employment regardless of any characteristic protected by law.

Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas.

In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at [phone].

• Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.
• Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating.

Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work.

Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do.

Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition.

About Us

About Us