Infrastructure Credit Analyst — Project Finance

Bank of America; Charlotte (NC); On-site; USD 130,000 - 201,000; Full time

Job summary

Bank of America is seeking a senior credit professional to join the Global Infrastructure Credit team, managing clients and credit products across project finance, tax equity and corporate lending. You will partner with relationship management, product partners, treasury, operations, and risk teams to support underwriting and loan structuring end-to-end.

The role emphasizes leadership in credit, independent analysis and mentoring associates, with responsibilities spanning financial modeling,

Qualifications

• 8+ years of experience in commercial banking or finance with significant credit, tax equity, and infrastructure/energy project finance experience.
• Master’s Degree (MBA). Engineering, mathematics or other technical degrees will be considered with an MBA
• Strong understanding of financial models and analysis
• Extensive experience in analysis and management of highly complex, project-oriented transactions (tax equity and debt)
• Strong credit and risk analysis skills, including experience in commercial and large corporate credit analysis
• Ability to work efficiently and productively on several transactions or tasks at one time
• Ability to interact effectively with internal and external clients and partners. Experience mentoring junior associates.
• Clear and articulate oral and written communication skills.
• Formal credit training program at financial institution

Responsibilities

• Partners with relationship management and product partners to assess clients’ credit needs and create solutions
• Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
• Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
• Mentors and supports associates
• Support the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank’s risk/return objectives
• Support the financial modeling, loan structure, industry, economic, and other analyses to support the loan decision-making process
• Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements
• Perform financial, industry, counterparty, and transaction analyses, including qualitative and quantitative due diligence to support underwriting decisions
• Support the reviews of the credit profile of key transaction counterparties (e.g., borrowers, sponsors, servicers, and off takers) and assess structural and stress considerations
• Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities

Skills

Analytical Thinking

Credit and Risk Assessment

Financial Analysis

Research Analysis

Education

Master’s Degree (MBA)

Job description

Bank of America is seeking a senior credit professional to join the Global Infrastructure Credit team, managing clients and credit products across project finance, tax equity and corporate lending. You will partner with relationship management, product partners, treasury, operations, and risk teams to support underwriting and loan structuring end-to-end.

The role emphasizes leadership in credit, independent analysis and mentoring associates, with responsibilities spanning financial modeling,