Hybrid Territory Commercial Underwriter for Growth

Berkshire Hathaway GUARD Insurance Companies; Sacramento (CA); Hybrid; USD 60,000 - 125,000; Full time

Benefits offered by this job

Hybrid schedule

Predictable hours

Generous PTO

Medical, dental & vision start day one

401(k) and tuition reimbursement

Job summary

Berkshire Hathaway GUARD Insurance Companies is seeking an experienced Territory Underwriter to manage a designated commercial lines territory across the region. You will evaluate risk, price and renew business, and build strong agency relationships to drive profitable growth.

In this hybrid role, you’ll work with distribution partners and business leaders to execute growth strategies while maintaining high service levels for agents.

Qualifications

• Bachelor’s degree or equivalent combination of education and experience preferred.
• Professional designations such as AU or CPCU preferred.
• Minimum of 5 years of underwriting experience in Property, General Liability, Commercial Auto and Workers Compensation.
• Strong understanding of underwriting practices, risk assessment, and policy structures.
• Familiarity with insurance policy language and coverage forms.
• Solid understanding of working with data to support underwriting decisions.
• Strong time management, organizational, and prioritization skill.
• Clear written and verbal communication skills.
• Ability to collaborate effectively across teams.
• Self-motivated with strong attention to detail and accountability.

Responsibilities

• Evaluate, select, and price new and renewal business within established underwriting authority.
• Manage profitability, retention, and growth within an assigned territory.
• Negotiate terms and conditions to secure profitable business opportunities.
• Partner with Distribution and Line of Business leaders to develop and execute territory growth strategies.
• Build and maintain productive relationships with agency partners.
• Provide responsive service and support to agents while strengthening agency engagement.
• Collaborate with internal teams to identify service improvements and address agency feedback.
• Monitor market trends and competitive activity to identify opportunities and support business planning.
• Travel throughout the territory to meet with agency partners and attend industry events as needed.
• Participate in virtual meetings and maintain regular communication with key stakeholders

Skills

Underwriting

Risk assessment

Data analysis

Communication

Time management

Collaboration

Detail oriented

Accountability

Education

Bachelor’s degree or equivalent

AU or CPCU designation

Job description

Berkshire Hathaway GUARD Insurance Companies is seeking an experienced Territory Underwriter to manage a designated commercial lines territory across the region. You will evaluate risk, price and renew business, and build strong agency relationships to drive profitable growth.

In this hybrid role, you’ll work with distribution partners and business leaders to execute growth strategies while maintaining high service levels for agents.