Hybrid Senior Risk Analyst - Global Payments Network

Capital One Group; McLean (VA); Hybrid; USD 97,000 - 110,000; Full time

Job summary

Capital One seeks a Senior Risk Associate in the Global Payments Network to apply financial, quantitative, and risk assessment skills to safeguard the bank's balance sheet from counterparty exposures. You will work with Risk, Relationship Managers, Legal and Operations in a collaborative, fast-paced environment that values analytical rigor and independent decision-making.

The role emphasizes credit risk assessments, exposure monitoring, and designing risk-mitigation structures while

Qualifications

• Bachelor's Degree or Military experience.
• 1 year of professional experience performing counterparty credit risk analysis, commercial credit underwriting, or financial institution analysis.
• Experience evaluating global payment clearing mechanics, merchant acquiring risk, or settlement float dynamics.
• Experience with risk platforms such as Bloomberg, Capital IQ, or Credit Risk Monitor.
• Experience drafting executive-level credit memos and communicating financial analysis to senior management.

Responsibilities

• Perform comprehensive financial and credit risk assessments for new and existing counterparties to formulate internal risk ratings and risk mitigation strategies.
• Monitor and evaluate daily, intraday, and settlement exposures driven by card network settlement cycles.
• Design, negotiate, and manage dynamic risk-mitigation structures to optimize client liquidity while protecting bank capital.
• Maintain continuous risk surveillance across the counterparty portfolio to detect Early Warning Indicators and manage reporting waivers.
• Lead end-to-end credit review workflows and present clear risk recommendations to senior credit committees and regulators.
• Collaborate with Relationship Managers, Product, Data, Operations, Legal, and Finance to align risk appetite with growth.

Skills

Counterparty risk

Credit risk analysis

Financial analysis

Risk assessment

Education

Bachelor's Degree

Military experience

Tools

Bloomberg

Capital IQ

Credit Risk Monitor

Job description

Capital One seeks a Senior Risk Associate in the Global Payments Network to apply financial, quantitative, and risk assessment skills to safeguard the bank's balance sheet from counterparty exposures. You will work with Risk, Relationship Managers, Legal and Operations in a collaborative, fast-paced environment that values analytical rigor and independent decision-making.

The role emphasizes credit risk assessments, exposure monitoring, and designing risk-mitigation structures while