Hybrid Senior Loan Documentation & Closing Specialist

Capital One; Richmond (VA); Hybrid; USD 81,000 - 92,000; Full time

Job summary

Capital One is seeking a Senior Associate, Loan Documentation & Closing Specialist to coordinate closings, prepare and review loan documents, and ensure compliance with bank policy and regulations. This role emphasizes customer experience and accurate documentation in a hybrid office setting.

The position requires broad knowledge of lending, lien perfection, and coordination with underwriters, relationship managers, customers, and attorneys to meet closing conditions.

Qualifications

• High School Diploma, GED or equivalent certification.
• At least 3 years of experience in Microsoft Office or G Suite.
• At least 3 years of experience in Banking or Financial Services.
• At least 3 years of Loan Closing experience.
• At least 3 years of customer service experience in Small Business or Commercial lending support role.
• Bachelor’s Degree or military experience.
• At least 4 years of experience in loan administration and documentation.
• At least 4 years of experience of Loan Closing experience.
• At least 4 years of customer service experience in Small Business or Commercial lending support role.

Responsibilities

• Apply job knowledge and documentation expertise to a diverse array of complex lending products.
• Prepare complex commercial loan documents using in-house and third party documentation software platforms (LaserPro, Etran, Word templates) for new loans, renewals, extensions and modifications.
• Conduct lien searches and related due diligence tasks to determine appropriate actions to resolve outstanding lien issues and deliver lien documents to designated vendors.
• Review loan documents prepared by other associates or outside counsel to ensure compliance with the Bank's loan policy, applicable banking regulations, applicable government related SOPs, and credit approval.
• Review organizational documents, appraisals, surveys, flood determinations & flood policies and other third party documents to ensure conformity with SOP standards.
• Analyze due diligence documentation and prepare necessary lien perfection documents to protect banks security interest in pledged collateral.
• Assist in identifying and clearing any exceptions within the appropriate time periods.
• Coordinate the issuance of letters of credit, including renewals and amendments.

Skills

Microsoft Office

G Suite

Customer service

Education

High School Diploma

Bachelor’s Degree or military experience

Tools

LaserPro

Etran

Word templates

Job description

Capital One is seeking a Senior Associate, Loan Documentation & Closing Specialist to coordinate closings, prepare and review loan documents, and ensure compliance with bank policy and regulations. This role emphasizes customer experience and accurate documentation in a hybrid office setting.

The position requires broad knowledge of lending, lien perfection, and coordination with underwriters, relationship managers, customers, and attorneys to meet closing conditions.