Hybrid Premium Audit Analyst — Precision & Compliance

Brown & Brown, Inc.; San Diego (CA); Hybrid; USD 30,000 - 39,000; Full time

Benefits offered by this job

Health benefits

Dental & Vision

401k

Paid Time Off

Tuition Reimbursement

Job summary

Brown & Brown, Inc. in San Diego, CA is seeking an Auditor to review Workers’ Compensation premium audits for accuracy and compliance with policy and underwriting records.

You will evaluate classifications, payroll, ownership, endorsements, and entity relationships, and resolve discrepancies in collaboration with underwriting, compliance, brokers, carriers, and audit vendors. The role requires strong analytical and communication skills, ability to work independently in a hybrid or remote

Qualifications

• Minimum two years of insurance experience, preferably in Workers’ Compensation premium audit, underwriting, or compliance.
• Working knowledge of Workers’ Compensation premium audit practices, classifications, payroll reporting, ownership rules, endorsements, and entity combinability.
• Strong analytical, research, organizational, and problem-solving skills.
• Clear written and verbal communication skills and the ability to explain audit findings and required corrections.
• Ability to work independently in a hybrid or remote environment while managing multiple priorities and meeting deadlines.

Responsibilities

• Review completed premium audits for accuracy, completeness, and compliance with company, carrier, bureau, and state requirements.
• Compare current audits to prior audits and policy history to identify payroll changes, classification changes, ownership changes, or other discrepancies requiring review.
• Evaluate class code assignments, payroll allocations, employee duties, ownership, officer status, endorsements, and combinability between related entities.
• Confirm audit findings are consistent with the underwriting file, policy records, endorsements, applications, inspections, and supporting documentation.
• Research and resolve discrepancies identified during audit review and document the basis for decisions.
• Make or coordinate policy corrections and endorsements required as a result of audit findings.
• Review audit disputes, evaluate supporting documentation, communicate findings, and process appropriate revisions.
• Respond to a wide variety of questions received through the audit inbox from brokers, insureds, auditors, vendors, carriers, and internal teams.
• Communicate with underwriting and compliance to coordinate policy updates, classification changes, ownership changes, and other corrections.
• Work with field auditors, audit vendors, and carriers to obtain missing information, clarify findings, and resolve audit issues.
• Research business and policy information through vendor portals, carrier systems, public records, and internal systems.
• Review late-reported claims identified during audits and verify whether the claimant was an employee at the time of injury when requested.
• Maintain accurate records of audit findings, corrections, disputes, communications, and supporting documentation.
• Build and maintain effective working relationships with brokers, carriers, auditors, audit vendors, underwriting, compliance, and other business partners.
• Perform related administrative work, reporting, and special projects as assigned.

Skills

Analytical skills

Research skills

Problem-solving

Written & verbal comms

Microsoft Office

Tools

Microsoft Office

Job description

Brown & Brown, Inc. in San Diego, CA is seeking an Auditor to review Workers’ Compensation premium audits for accuracy and compliance with policy and underwriting records.

You will evaluate classifications, payroll, ownership, endorsements, and entity relationships, and resolve discrepancies in collaboration with underwriting, compliance, brokers, carriers, and audit vendors. The role requires strong analytical and communication skills, ability to work independently in a hybrid or remote