Hybrid Equipment Finance Portfolio Manager

Huntington Bancshares, Inc.; Houston (TX); Hybrid; USD 57,000 - 124,000; Full time

Job summary

Huntington Bancshares, Inc. is seeking an Equipment Finance Portfolio Manager to analyze and document credit decisions. This role involves industry and company research, preparing timely credit approvals, and presenting recommendations.

You will uphold underwriting quality and work with Equipment Finance Sales Executives and Regional Credit Officers. The position emphasizes risk assessment, financial analysis, and adherence to Huntington policies and regulatory requirements, with a hybrid work

Qualifications

• Bachelor's Degree required.
• 3+ years of experience in portfolio or relationship management in commercial banking and/or equipment finance.
• Strong analytical and decision-making skills.

Responsibilities

• Underwrite quality and manage portfolio administration.
• Analyze year-end and interim financial statements using financial spreading tools.
• Assess primary risks and calculate cash flow coverage and leverage ratios.
• Prepare credit approval documents and present to stakeholders.
• Monitor delinquencies, collateral exceptions, and portfolio reviews.
• Support credit decisions in collaboration with sales executives and regional officers.

Skills

Credit analysis

Portfolio management

Financial statement analysis

Excel proficiency

Education

Bachelor's Degree

Tools

Moody’s spreading software

Job description

Huntington Bancshares, Inc. is seeking an Equipment Finance Portfolio Manager to analyze and document credit decisions. This role involves industry and company research, preparing timely credit approvals, and presenting recommendations.

You will uphold underwriting quality and work with Equipment Finance Sales Executives and Regional Credit Officers. The position emphasizes risk assessment, financial analysis, and adherence to Huntington policies and regulatory requirements, with a hybrid work