Hybrid Credit Risk Data Analyst: Lending Analytics

UFCU; Austin (TX); Hybrid; USD 95,000 - 120,000; Full time

Job summary

UFCU is seeking a Data Analyst in Credit Risk Management in Austin. The role blends lending analytics, credit risk evaluation, and operational reporting across consumer, mortgage, and business lending portfolios.

You'll support the Lending Team and Credit Council, build portfolio dashboards, and help ensure CECL compliance while collaborating with Finance, Compliance, and Technology to improve decision quality.

Qualifications

• Bachelor’s degree in Finance, Economics, Business, Data Analytics, or related field.
• Minimum 4–6 years of experience in lending, credit analytics, risk management, or data-driven analytics roles.
• Strong analytical and quantitative skills with portfolio analysis, risk modeling, and operational reporting.
• Experience with data analytics tools and reporting platforms (Excel, SQL, Tableau, Power BI).

Responsibilities

• Produce timely, accurate analytics for loan portfolios, including delinquency, charge-off trends, loan mix, and credit tier performance.
• Develop and maintain portfolio dashboards using Power BI or similar tools.
• Conduct trend analysis on credit quality, origination, risk migration, and evaluate scoring models.
• Provide underwriting and pricing insights based on risk-adjusted return and member behavior metrics.
• Prepare quarterly Credit Council packets and ensure KRIs/KPIs reflect policy and CECL considerations.

Skills

Excel

SQL

Power BI

Tableau

DataBricks

Snowflake

Analytical reasoning

Education

Bachelor’s degree in Finance, Economics, Business, Data Analytics, or related field

Tools

Power BI

Tableau

SQL

Excel

Job description

UFCU is seeking a Data Analyst in Credit Risk Management in Austin. The role blends lending analytics, credit risk evaluation, and operational reporting across consumer, mortgage, and business lending portfolios.

You'll support the Lending Team and Credit Council, build portfolio dashboards, and help ensure CECL compliance while collaborating with Finance, Compliance, and Technology to improve decision quality.