Hybrid Credit Analyst | Underwrite & Analyze Finances

greatamerica; Cedar Rapids (IA); Hybrid; USD 52,000 - 72,000; Full time

Benefits offered by this job

Hybrid work arrangements

Paid Parking

Service Awards

Business casual environment

Parental Leave

Job summary

GreatAmerica Financial Services, a leading equipment financing provider in the United States, seeks a Credit Analyst to underwrite commercial credit applications for vendor partners nationwide. You will assess creditworthiness using business and personal credit data, financial statements, and industry analysis to make prudent credit decisions.

The role offers growth in risk management with a focus on independent decision-making, research, and timely processing of multiple applications daily.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field required.
• Demonstrated interpersonal skills to provide an excellent customer experience.
• 2–5 years of experience in commercial lending preferred (Experienced Professional).

Responsibilities

• Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions, providing written analysis and justification for the decision
• Review and analyze financial statements as applicable
• Monitor changing economic and/or industry conditions and adjust underwriting appropriately
• Communicate decisions or requests for additional information directly to vendor or applicant
• Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics

Skills

Analytical ability

Interpersonal skills

Decision making

Information processing

Education

Bachelor's degree in Finance or Economics

Job description

GreatAmerica Financial Services, a leading equipment financing provider in the United States, seeks a Credit Analyst to underwrite commercial credit applications for vendor partners nationwide. You will assess creditworthiness using business and personal credit data, financial statements, and industry analysis to make prudent credit decisions.

The role offers growth in risk management with a focus on independent decision-making, research, and timely processing of multiple applications daily.