Credit Analyst | Hybrid Work & Growth Path

GreatAmerica Financial Services Corporation; Cedar Rapids (IA); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

401(k) and Company Match

Annual Profit Sharing

Paid Time Off

Health Insurance

Dental Insurance

Vision Insurance

Short-Term and Long Term Disability

Company Paid Life Insurance

Hybrid work arrangements

Gym Reimbursement

Tuition Assistance

Job summary

GreatAmerica Financial Services is seeking a Credit Analyst to underwrite commercial credit applications for vendors across the United States. The role involves researching business and personal credit, analyzing financial statements, and making independent credit decisions.

Ideal candidates have a Bachelor’s in Finance, Accounting, or Economics and strong interpersonal and analytical skills. The position offers growth, a team-focused environment, and hybrid work options.

Qualifications

• A Bachelor’s degree with a major or minor in Finance, Accounting, Economics, or related field.
• Demonstrated interpersonal skills are a must as GreatAmerica takes pride in providing an excellent customer experience during every interaction.
• Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly.
• Understanding of financial statements is a plus.
• 2-5 years of experience in commercial lending preferred for the Credit Analyst (Experienced Professional).

Responsibilities

• Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions, providing written analysis and justification for the decision
• Review and analyze financial statements as applicable
• Monitor changing economic and/or industry conditions and adjust underwriting appropriately
• Communicate decisions or requests for additional information directly to vendor or applicant
• Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics

Skills

Interpersonal skills

Analytical ability

Independent decision making

Understanding of financial statements

Research and analysis

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Job description

GreatAmerica Financial Services is seeking a Credit Analyst to underwrite commercial credit applications for vendors across the United States. The role involves researching business and personal credit, analyzing financial statements, and making independent credit decisions.

Ideal candidates have a Bachelor’s in Finance, Accounting, or Economics and strong interpersonal and analytical skills. The position offers growth, a team-focused environment, and hybrid work options.