Hybrid Commercial Loan Underwriter & Portfolio Manager

Credit Union of Southern California (CU SoCal); Anaheim (CA); Hybride; USD 80 000 - 123 000; Plein temps

Résumé du poste

CU SoCal, a community-focused credit union, seeks a Commercial Loan Underwriter & Portfolio Manager to oversee credit risk, financial analysis, and performance monitoring of a diverse commercial loan portfolio including SBA and CRE credits. The role requires strong underwriting discipline and collaboration with loan committees.

Based in Anaheim Hills, CA, the position offers a hybrid-remote schedule: 2 days in-office and 3 days remote, with focus on risk assessment, cash flow analysis, and

Qualifications

• Experience in credit risk management and financial analysis for commercial loan portfolios.
• Ability to evaluate complex commercial loan transactions and provide clear credit feedback.
• Strong knowledge of underwriting standards, covenants, collateral, and risk ratings.
• Proficient in Microsoft Office and data processing for financial spreads.

Responsabilités

• Monitor credit risk and covenant compliance across the portfolio.
• Prepare annual and periodic credit reviews with cash flow and collateral analysis.
• Review third‑party underwriting for accuracy and alignment with standards.
• Conduct credit investigations and prepare memoranda for committees.
• Track portfolio performance, delinquencies, and borrower financial changes.
• Support servicing activities, modifications, and reconciliations as needed.

Connaissances

MS Office proficiency

Cash flow analysis

Collateral analysis

Commercial lending policies

Communication skills

Credit documentation

Formation

Bachelor’s degree in Business/Accounting/Finance or Economics

SBA lending experience

Description du poste

CU SoCal, a community-focused credit union, seeks a Commercial Loan Underwriter & Portfolio Manager to oversee credit risk, financial analysis, and performance monitoring of a diverse commercial loan portfolio including SBA and CRE credits. The role requires strong underwriting discipline and collaboration with loan committees.

Based in Anaheim Hills, CA, the position offers a hybrid-remote schedule: 2 days in-office and 3 days remote, with focus on risk assessment, cash flow analysis, and