Hybrid Commercial Lines Underwriting Analyst

Berkshire Hathaway GUARD Insurance Companies; Sacramento (CA); Hybrid; USD 45,000 - 93,000; Full time

Benefits offered by this job

Hybrid schedule: 2 days remote / 3 in‑

Job summary

Berkshire Hathaway GUARD Insurance Companies is seeking Underwriting Analysts at multiple levels to join our Commercial Lines Underwriting team. These roles evaluate commercial risks, support agency partners, and contribute to profitable portfolio growth.

The positions offer a hybrid schedule (2 days remote, 3 in-office) with no nights or weekends and competitive pay with generous PTO. Growth opportunities and training are provided.

Qualifications

• Bachelor's degree or equivalent combination of education and relevant experience.
• Previous insurance, customer service, financial services, or related business experience preferred.
• Strong analytical, organizational, and problem‑solving skills.
• Eagerness to learn commercial insurance concepts and underwriting principles.
• Proficiency in Microsoft Office applications.

Responsibilities

• Review, evaluate, and underwrite commercial lines new business submissions in accordance with company guidelines and underwriting appetite.
• Analyze risk characteristics, coverage needs, and pricing factors to make sound underwriting decisions.
• Verify insured operations and exposures to ensure underwriting accuracy.
• Review Loss Control inspection reports and determine appropriate underwriting actions.
• Process endorsements, policy modifications, and other servicing requests for existing accounts.
• Evaluate renewal business to support retention, profitability, and portfolio performance.
• Communicate underwriting decisions and recommendations clearly and professionally to agency partners.
• Develop and maintain strong relationships with agents through responsive service and collaboration.
• Work closely with underwriting leadership and team members to address underwriting questions and complex situations.
• Participate in training and professional development opportunities to expand underwriting knowledge and technical expertise.
• Maintain compliance with underwriting guidelines, company procedures, and regulatory requirements.

Skills

Analytical skills

Organizational skills

Problem solving

Microsoft Office

Learning commercial insurance concepts

Education

Bachelor's degree or equivalent

Tools

Microsoft Office

Job description

Berkshire Hathaway GUARD Insurance Companies is seeking Underwriting Analysts at multiple levels to join our Commercial Lines Underwriting team. These roles evaluate commercial risks, support agency partners, and contribute to profitable portfolio growth.

The positions offer a hybrid schedule (2 days remote, 3 in-office) with no nights or weekends and competitive pay with generous PTO. Growth opportunities and training are provided.