Hybrid Commercial & Agri-Business Underwriter

Rural Mutual Insurance; Madison (WI); Hybrid; USD 54,000 - 56,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k) matching

Paid time off

Job summary

Rural Mutual Insurance is seeking a Commercial and Agri-Business Underwriter in Wisconsin to grow expertise in commercial and farm coverage forms, underwriting concepts, and risk evaluation while partnering with experienced underwriters and internal teams. The role supports underwriting activities, analyzes renewal business, responds to agent questions, and helps deliver high-quality service.

Hybrid position; must reside in Wisconsin and be eligible to work in the United States without

Qualifications

• Bachelor’s degree in risk management, insurance, business administration, agri-business, or a related field.
• Ability to analyze information, identify issues, and make timely, well-supported decisions.
• Strong attention to detail and accurate documentation skills.
• Clear and professional written and verbal communication skills.
• Ability to build productive relationships with agents, customers, and internal partners.
• Ability to organize and prioritize multiple responsibilities in a fast-paced environment.

Responsibilities

• Learn commercial and agricultural underwriting principles, coverage forms, workflows, and risk evaluation techniques.
• Collaborate with underwriters, customer service staff, claims professionals, agents, and other internal partners.
• Service and underwrite assigned renewal business with guidance.
• Analyze account coverages, classifications, profitability, exposures, and policy changes.
• Assist with reviewing pricing, terms, conditions, and underwriting requirements.
• Coordinate renewal changes, audits, unilateral letters, and other required documentation.
• Respond to underwriting questions and referrals from agents, Customer Service, and Claims.
• Communicate with agents, policyholders, and internal team members to gather information and support underwriting decisions.
• Process assigned policy change requests accurately and efficiently.
• Complete follow-up activities, documentation, and quality-control tasks.
• Support improvements to underwriting processes, documentation, and workflows.
• Follow company policies, procedures, regulatory requirements, and assigned Letter of Authority.
• Perform other duties as assigned to support departmental and organizational goals.

Skills

Analytical thinking

Detail oriented

Communication skills

Team collaboration

Education

Bachelor’s degree in risk management / insurance / agri-business

Tools

Underwriting systems

Job description

Rural Mutual Insurance is seeking a Commercial and Agri-Business Underwriter in Wisconsin to grow expertise in commercial and farm coverage forms, underwriting concepts, and risk evaluation while partnering with experienced underwriters and internal teams. The role supports underwriting activities, analyzes renewal business, responds to agent questions, and helps deliver high-quality service.

Hybrid position; must reside in Wisconsin and be eligible to work in the United States without