Hybrid AR & Credit Analyst I – Growth & Impact

Campbell Oil Company; Delco (NC); Hybrid; USD 52,000 - 76,000; Full time

Benefits offered by this job

Family-first culture

Medical, dental, vision, life, 401k

401k match

Paid time off

Remote work in select roles

Team-building events

Flexible schedules

Professional training

Advancement opportunities

Leadership training

Job summary

Campbell Oil Company in Elizabethtown, NC is seeking a Financial Analyst I to join the Financial Services team. You will evaluate customer creditworthiness, underwrite terms, monitor accounts receivable, and support timely collections in a hybrid/remote environment.

The role demands strong analytical and communication skills, proficiency in ERP/AR systems and Excel, and the ability to collaborate with sales and billing teams.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 2+ years of experience in accounts receivable, credit analysis, or commercial underwriting preferred.
• Strong analytical and problem-solving skills, with the ability to interpret financial statements and credit data.
• Excellent communication and negotiation abilities.
• Proficiency in ERP/AR systems and Microsoft Office Suite (Excel required).
• Knowledge of credit risk standards and collections practices.

Responsibilities

• Review and analyze new and existing customer credit applications, financial statements, credit reports, and trade references.
• Assess creditworthiness and establish appropriate credit limits and terms according to company policies.
• Monitor ongoing credit risk and adjust limits based on customer performance, industry trends, and exposure.
• Maintain organized records of credit decisions and ensure compliance with internal approval guidelines.
• Manage assigned portfolio of accounts to ensure timely payments and reduce past due balances.
• Communicate with customers regarding outstanding invoices, payment discrepancies, and account issues.
• Resolve billing disputes in coordination with internal teams (sales, billing, logistics, etc.).
• Escalate high-risk accounts and recommend actions such as holds, payment plans, or legal review when appropriate.
• Track and report AR metrics, aging performance, and collections progress.
• Partner with sales teams to balance credit risk with business growth opportunities.
• Provide exceptional service to internal and external customers while maintaining firm follow-through on payment requirements.
• Support process improvements that drive AR efficiency and enhance credit risk management practices.

Skills

Analytical thinking

Communication skills

Attention to detail

Deadline oriented

Education

Bachelor's degree in Finance/Accounting/Business

2+ years AR/credit analysis experience

Tools

Excel

ERP/AR systems

Microsoft Office

Job description

Campbell Oil Company in Elizabethtown, NC is seeking a Financial Analyst I to join the Financial Services team. You will evaluate customer creditworthiness, underwrite terms, monitor accounts receivable, and support timely collections in a hybrid/remote environment.

The role demands strong analytical and communication skills, proficiency in ERP/AR systems and Excel, and the ability to collaborate with sales and billing teams.