Home Loan Originator - Build a Modern Lending Platform

First Commerce Credit Union; Tallahassee (FL); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Competitive compensation

Health, dental, and vision insurance

401(k) with company match

Generous PTO and paid holidays

Employee assistance programs

Ongoing professional development

Clear advancement opportunities

Supportive team environment

Job summary

First Commerce Credit Union is expanding its home lending platform and seeks an experienced mortgage professional to originate loans and manage a high‑growth pipeline. You will work with FHA/VA/USDA guidelines, maintain pricing discipline, and build strong relationships with realtors and builders in a community‑driven institution.

You should have 3+ years in mortgage lending, NMLS eligibility, and strong credit analysis skills.

Qualifications

• Minimum 3 years of mortgage lending experience, including origination.
• Working knowledge of FHA, VA, USDA, FNMA, and FHLMC guidelines.
• NMLS registration or eligibility.
• Strong credit analysis and structuring skills.
• Ability to manage multiple files with precision.
• Bias toward action and growth mindset.

Responsibilities

• Originate purchase and refinance business across portfolio and secondary markets with urgency and precision.
• Manage a pipeline, convert leads into funded volume, and operate within pricing guardrails.
• Represent FCCU as a trusted advisor, strengthening relationships with realtors, builders, and community partners.

Skills

Mortgage lending experience

Lending guidelines (FHA, VA, USDA, FNM

NMLS registration or eligibility

Credit analysis

Managing multiple files

Bias toward action

Growth mindset

Job description

First Commerce Credit Union is expanding its home lending platform and seeks an experienced mortgage professional to originate loans and manage a high‑growth pipeline. You will work with FHA/VA/USDA guidelines, maintain pricing discipline, and build strong relationships with realtors and builders in a community‑driven institution.

You should have 3+ years in mortgage lending, NMLS eligibility, and strong credit analysis skills.