Home Equity Pricing & Credit Risk Analyst

Citizens Bank; Johnston (RI); Hybrid; USD 77,000 - 103,000; Full time

Job summary

Citizens Bank is seeking a Credit Risk & Pricing Analyst for the Home Equity Credit Risk & Pricing team. You will analyze pricing strategies, profitability drivers, and portfolio performance to support sustainable growth and strong results.

This role involves cross-functional collaboration with Product, Operations, Sales, Risk, Pricing, Marketing, Finance and Strategy, and offers exposure to senior leadership decisions.

Qualifications

• 4+ years of experience in pricing, profitability analysis, financial analysis, analytics, product management, or a related quantitative role.
• Strong analytical, financial modeling, and problem-solving skills with the ability to translate complex data into actionable insights.
• Experience building recurring reporting and executive-level presentations.

Responsibilities

• Develop profitability analyses and financial models to evaluate pricing strategies and business initiatives.
• Monitor portfolio performance, including volume, yield, margin, credit quality, and profitability.
• Create executive reporting and dashboards communicating performance trends and pricing insights.
• Partner with cross-functional stakeholders to evaluate and measure pricing initiatives across Home Equity.
• Support pricing recommendations through data-driven insights and scenario analysis.

Skills

Pricing

Profitability analysis

Financial analysis

Analytics

Product management

Quantitative

Education

Bachelor's degree in quantitative or business

Advanced degree a plus

Tools

SQL

Python

Job description

Citizens Bank is seeking a Credit Risk & Pricing Analyst for the Home Equity Credit Risk & Pricing team. You will analyze pricing strategies, profitability drivers, and portfolio performance to support sustainable growth and strong results.

This role involves cross-functional collaboration with Product, Operations, Sales, Risk, Pricing, Marketing, Finance and Strategy, and offers exposure to senior leadership decisions.