Home Equity & Consumer Loan Underwriter

Tri City National Bank; Milwaukee (WI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

401(k) with company match

Paid vacation after 3 months

Tuition reimbursement

Medical, dental, and vision coverage

Paid vacation

Job summary

Tri City National Bank is seeking a Consumer Loan Underwriter to review Home Equity and consumer loan applications, assess borrower creditworthiness, and issue decisions in line with Portfolio policies. You will ensure files meet lending standards and deliver excellent client service to help achieve financial goals.

The role is located at our West Allis Operations Center in Wisconsin, with a team-focused environment and opportunities for growth within our community bank.

Qualifications

• 2+ years of experience as a consumer loan underwriter.
• Proficient in Meridian Link, LoanBeam, FIS, and income calculators.
• Ability to analyze credit reports, income documents, assets, and calculate income, property taxes, insurance and title documentation.
• Strong analytical, organizational, and time management skills.

Responsibilities

• Review and underwrite Home Equity and consumer loan applications, ensuring all supporting documentation and valuations meet policy.
• Assess borrower creditworthiness, risk, and eligibility for loans based on employment, credit, financial history, and income type.
• Apply underwriting guidelines, issue decisions, and request additional documentation for final approval.
• Collaborate with loan processors and other departments to ensure efficient workflow and resolve conditions.
• Document and explain reasons for loan approvals or rejections to clients and loan officers.
• Ensure all information is accurate, compliant, and aligned with company policies.

Skills

Loan underwriting

Credit analysis

Data entry

Calculations

Communication skills

Tools

Meridian Link

LoanBeam

FIS

Income calculators

Job description

Tri City National Bank is seeking a Consumer Loan Underwriter to review Home Equity and consumer loan applications, assess borrower creditworthiness, and issue decisions in line with Portfolio policies. You will ensure files meet lending standards and deliver excellent client service to help achieve financial goals.

The role is located at our West Allis Operations Center in Wisconsin, with a team-focused environment and opportunities for growth within our community bank.