HMDA Specialist

ADP, Inc.; Bismarck (ND); On-site; USD 26,000 - 44,000; Full time

Benefits offered by this job

401k with company match

Health Savings Account

banking benefits

short-term disability

life and long-term disability

bonding leave

holidays

sick leave

vacation

Job summary

First Western Bank & Trust is seeking an HMDA Specialist to document and track Bank information for HMDA compliance. The role ensures accurate HMDA worksheets and loan files, supporting procedural development within lending operations and maintaining regulatory standards.

The candidate will coordinate HMDA reporting, review lending denials for HMDA, and contribute to consumer lending tracking and reporting while staying current with regulatory requirements.

Qualifications

• Associate degree or equivalent combination of education and/or financial industry experience.
• Experience in lending and/or HMDA policy and procedures preferred.

Responsibilities

• Assist in coordinating and supporting the bank’s HMDA reporting and documentation processes
• Ensure HMDA data collection is accurate and complete; loan documentation is accurate and compliant, ensuring that all applicable regulations are met
• Assist in the development and maintenance of lending procedures and resources
• Assist in the review and coordinating of bank’s lending denial process; ensure appropriate denials are recorded for HMDA reporting
• Assist in various consumer lending tracking and reporting
• Ensure compliance with banking laws, regulations, and the Bank’s policies and procedures, including the Bank Secrecy Act
• Maintain continuing education related to regulatory standards

Skills

Analytical mindset

Written & verbal communication

Detail oriented

Financial acumen

Interpersonal skills

Problem solving

Research

Teamwork

Technical expertise

Time management

Willingness to learn

Microsoft Office

Education

Associate degree

Tools

Publisher

PowerPoint

Word

Excel

Outlook

Social media

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

HMDA Specialist

Full Time Alexandria Bank, Alexandria, MN, US

3 days ago Requisition ID: 1680

First Western Bank has a full-time opening for a HMDA Specialist.

The pay range for this position is $19.00 to $32.00 per hour. Pay is based on several factors which vary according to position. Factors may include: educational and professional background, work experience, and overall qualifications.

First Western Bank & Trust cares about and invests in our employees.

We offer eligible employees and their dependents comprehensive health benefits and programs, which may include insurance for medical, vision, dental, and more, to help you take care of yourself and your family.

• 401k with company match
• company contribution to Health Savings Account
• banking benefits
• short-term disability
• life and long-term disability
• bonding leave
• holidays
• sick leave
• vacation

With all the benefits listed above, this is a great opportunity for the right candidate!

HMDA SPECIALIST POSITION OVERVIEW

Responsible for the documentation and tracking of Bank information to meet the requirements of the Home Mortgage Disclosure Act (HMDA); ensures HMDA worksheets, loan documentation and files are complete, accurate and in compliance with all applicable laws and regulations; will assist with procedure development within the lending area, as needed.

HMDA SPECIALIST ESSENTIAL JOB FUNCTIONS, DUTIES AND RESPONSIBILITIES

• Assist in coordinating and supporting the bank’s HMDA reporting and documentation processes
• Ensure HMDA data collection is accurate and complete; loan documentation is accurate and compliant, ensuring that all applicable regulations are met
• Assist in the development and maintenance of lending procedures and resources
• Assist in the review and coordinating of bank’s lending denial process; ensure appropriate denials are recorded for HMDA reporting
• Assist in various consumer lending tracking and reporting
• Ensure compliance with banking laws, regulations, and the Bank’s policies and procedures, including the Bank Secrecy Act
• Maintain continuing education related to regulatory standards

HMDA SPECIALIST EDUCATION AND/OR EXPERIENCE

• Associate's degree or equivalent combination of education and/or financial industry experience
• Experience in lending and/or HMDA policy and procedures preferred

HMDA SPECIALIST COMPETENCIES

• Analytical – possess an analytical mindset and be unbiased in the evaluation of facts.
• Communication – excellent written and verbal communication skills to clearly convey information to diverse audiences.
• Detail Oriented – able to complete assigned work thoroughly and accurately.
• Financial Acumen – possess a strong understanding and expertise in financial matters both internal and external to the bank.
• Interpersonal Skills – can communicate and interact with others in a way that promotes mutual respect and trust.
• Problem-Solving – skilled in identifying and resolving complex problems using analytical and critical thinking skills.
• Research – able to locate and gather accurate information from various credible sources.
• Teamwork – proven ability to work collaboratively in a team environment to achieve common goals.
• Technical Expertise – possess a specialized skill set.
• Time Management – highly organized and efficient, with a proven ability to manage multiple projects and meet deadlines.
• Willingness to Learn – open to new ideas, seeks opportunities to expand knowledge and skills, actively participates in training programs, and seeks feedback to enhance performance.
• Technology - skilled in Microsoft Office (Publisher, Power Point, Word, Excel, Outlook), and social media platforms.

ABOUT FIRST WESTERN

The bank was founded in 1964 and CREDIT is due to Jack Hoeven for our Founding Principles and Core Values that remain true today: we are proud to give back to and invest in the Communities we serve; we treat each other and our customers with Respect and worth; we set high standards in Excellence for what we do; we are Dedicated to our customers; we act with Integrity and keep our word; and we maintain a culture of honesty, safety, mutual respect, and Trust.

First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.