HLC Analyst I

0101 The Huntington National Bank; United States; On-site; USD 55,000 - 75,000; Full time

Job summary

The Huntington Bank is seeking a Credit Analyst I to monitor the Regional Bank Business Loan Portfolio and develop credit acumen through training and hands-on work with the team.

You will review financial statements, borrowing bases, covenant compliance, and waiver requests, escalating issues as needed while collaborating with bankers and credit officers to assess creditworthiness and ensure loan compliance.

Qualifications

• Bachelor’s degree or internship experience in business or commercial field.
• Proficient in MS Office and other internet resources.
• Excellence in customer service, highly motivated, goal oriented.
• Excellent written and verbal communication skills, including grammar.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.

Responsibilities

• Develop business credit acumen through monitoring tasks and training.
• Review and analyze financial statements, borrowing bases, covenant compliance.
• Manage covenant/borrowing base violations as assigned.
• Collaborate with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group on credit reviews.
• Support the line of business with additional duties as needed.

Skills

MS Office

Customer service

Communication skills

Organizational skills

Independent work

Education

Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics

Bachelor’s Degree Experience through an Internship in business or commercial related field

Job description

Description Summary

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Duties and Responsibilities

Develop business credit acumen through various monitoring tasks and training. Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path. This will include comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios and business writing skills. Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio. Manage covenant/borrowing base violations as assigned. Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance. Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.

Basic Qualifications

• Bachelor’s Degree Experience through an Internship in business or commercial related field

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up
• Ability to work independently on multiple tasks without compromising quality

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No Workplace Type: Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values - simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.

If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout

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