High Value Residential Insurance Inspector

Signature Appraisals, Underwriting and Loss Control; Michigan; On-site; USD 39,000 - 52,000; Part time

Job summary

Signature is seeking experienced High Value Residential Insurance Inspectors to join as independent contractors (1099) in Michigan, covering Charlevoix, Emmet, Cheboygan, and Antrim counties.

You will independently conduct on-site high-value property surveys, document construction details, and prepare replacement cost estimates. Reports are submitted through Loss Control 360, with professional engagement of homeowners and insurance agents.

Qualifications

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
• Strong knowledge of residential construction methods, materials, and custom features.
• Experience estimating replacement costs for high value residential properties.
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools.
• Excellent communication with high-net-worth homeowners and insurance agents.
• Strong time management and ability to work independently.

Responsibilities

• Independently manage and complete on-site High Value Property Surveys.
• Interact professionally with homeowners and insurance agents.
• Schedule and conduct comprehensive inspections per carrier guidelines and procedures.
• Document construction features, finishes, and architectural elements.
• Capture measurements, photos, and site observations.
• Identify underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflecting craftsmanship.
• Submit timely, web-based reports meeting carrier-specific guidelines.
• Communicate findings through Loss Control 360 on Signature website.

Skills

Independent work

Excellent communication

Time management

Proactive

Detail-oriented

Tools

Rapid Sketch

Xactimate

CAD

Job description

High Value Residential Insurance Inspector

Posted On 09/01/2026

Job Information

Insurance

Work Experience 1-3 years

City Harbor Springs

State/Province Michigan

49740

Job Description

Signature is looking to add a Field Consultant to cover the following counties in Michigan: Charlevoix, Emmet, Cheboygan, Antrim

Are you looking for a new career that allows you to work independently, is flexible, and challenging everyday, then we have a new and exciting career for you!

For over 30 years, Signature Companies has been an industry leader and innovator in delivering high-quality, professional and unparalleled service to our carrier partners. As a trusted High Value Residential Insurance information provider, we are committed to exceptional customer service, precise property documentation, and timely, underwriter-ready reporting.

We are actively seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). This opportunity is ideal for seasoned inspectors who understand the expectations of and the underwriting requirements of high-net-worth carriers. You’ll have the flexibility to work in your local market, build supplemental income, or scale this into your primary source of revenue.

As a Field Consultant you will be responsible for independently managing and completing on-site High Value Property Surveys. This role is great for someone that is proactive, resourceful and driven. It requires strong construction knowledge, sketching skills, and the ability to professionally engage with homeowners and insurance agents.

• Professionally interact over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Accurately document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

We are specifically seeking professionals with:

• Direct experience as a High Value Residential Insurance Inspector
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently

Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

What We Provide:

• Established relationships with leading insurance carriers
• Structured onboarding and mentoring from our experienced Field Management team
• Ongoing support to ensure quality, accuracy, and professional growth

Requirements

Requirements and Tools needed:

• High level of professionalism
• Strong oral and written communication skills
• Must have smartphone, tablet and Windows-Based PC
• High speed internet, Digital Camera or Smart phone with 16mp camera or greater, measuring devices such as: laser, soft tape measure, or measuring wheel.
• A late model reliable vehicle and Auto and General Liability Insurance.
• Construction experience desired but not required.