High Value Residential Insurance Inspector

Signature Companies; Detroit Lakes (MN); On-site; USD 1,700 - 3,300; Part time

Job summary

Signature Companies is seeking experienced Field Consultants to perform on-site High Value Property Surveys in Becker County, MN. Independent contractors will manage inspections, document construction features, take measurements and photos, and generate accurate replacement cost estimates for high-value homes.

Strong communication with homeowners and agents is essential. Applicants should have direct experience as a High Value Residential Insurance Inspector and familiarity with loss control,

Qualifications

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or luxury home appraisals.
• Strong knowledge of residential construction methods, materials, and custom features.
• Experience estimating replacement costs for high value residential properties.

Responsibilities

• Interact with homeowners and insurance agents by phone, email, and in person.
• Schedule and conduct on-site inspections of high value properties per carrier guidelines.
• Document custom features and measurements with accuracy.
• Capture photos, site observations, and develop replacement cost estimates.
• Submit reports meeting carrier guidelines through Loss Control 360.

Skills

High Value Residential Inspector

Insurance inspections

Loss control

Underwriting support

Residential construction knowledge

Replacement cost estimation

Tools

Rapid Sketch

Xactimate

CAD

Job description

Signature is looking to add Field Consultants to cover Becker County

For over 30 years, Signature Companies has been an industry leader and innovator in delivering high-quality, professional and unparalleled service to our carrier partners. As a trusted High Value Residential Insurance information provider, we are committed to exceptional customer service, precise property documentation, and timely, underwriter-ready reporting.

We are actively seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). This opportunity is ideal for seasoned inspectors who understand the expectations of and the underwriting requirements of high-net-worth carriers. You’ll have the flexibility to work in your local market, build supplemental income, or scale this into your primary source of revenue.

As a Field Consultant you will be responsible for independently managing and completing on-site High Value Property Surveys. This role is great for someone that is proactive, resourceful and driven. It requires strong construction knowledge, sketching skills, and the ability to professionally engage with homeowners and insurance agents.

Position Details:

• Professionally interact over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Accurately document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

We are specifically seeking professionals with:

• Direct experience as a High Value Residential Insurance Inspector
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently
• Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

What We Provide:

• Established relationships with leading insurance carriers
• Structured onboarding and mentoring from our experienced Field Management team
• Ongoing support to ensure quality, accuracy, and professional growth

Requirements

Requirements and Tools needed:

• High level of professionalism
• Strong oral and written communication skills
• Must have smartphone, tablet and Windows-Based PC
• High speed internet, Digital Camera or Smart phone with 16mp camera or greater, measuring devices such as: laser, soft tape measure, or measuring wheel.
• A late model reliable vehicle and Auto and General Liability Insurance.
• Prior inspection experience on residential homes desirable.
• Loss Control experience desirable.
• Prior underwriting experience desirable
• Construction experience desired but not required.