High Value Residential Insurance Inspector

Signature Appraisals, Underwriting and Loss Control; Minneapolis (MN); Hybrid; USD 60,000 - 120,000; Full time

Job summary

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). You will independently manage and complete on-site High Value Property Surveys, documenting construction features, measurements, photos, and site observations for underwriter-ready reporting.

We value professionals with direct inspection experience, construction knowledge, and excellent communication with homeowners and agents.

Qualifications

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
• Strong knowledge of residential construction methods, materials and custom features.
• Experience estimating replacement costs for high value residential properties.
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools.
• Excellent communication skills when working with high-net-worth homeowners and insurance agents.
• Strong time management and ability to work independently.
• Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

Responsibilities

• Interact professionally with homeowners and insurance agents by phone, email and in-person.
• Schedule and conduct on-site inspections of high value residential properties per carrier guidelines.
• Document custom construction features, high-end finishes, and architectural elements.
• Capture measurements, photographs, and site observations.
• Identify underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflecting quality materials.
• Submit complete, timely web-based reports meeting guidelines.
• Communicate information gathered during inspections in Loss Control 360 on Signature's site.

Skills

Communication

Time management

Independent work

Tools

Rapid Sketch

Xactimate

CAD

Job description

High Value Residential Insurance Inspector

Posted On 09/01/2026

Job Information

Insurance

Work Experience 1-3 years

City Minneapolis

State/Province Minnesota

55421

Job Description

Signature is looking to add Field Consultants to cover Hililsborough and Pinellas counties

For over 30 years, Signature Companies has been an industry leader and innovator in delivering high-quality, professional and unparalleled service to our carrier partners. As a trusted High Value Residential Insurance information provider, we are committed to exceptional customer service, precise property documentation, and timely, underwriter-ready reporting.

We are actively seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). This opportunity is ideal for seasoned inspectors who understand the expectations of and the underwriting requirements of high-net-worth carriers. You’ll have the flexibility to work in your local market, build supplemental income, or scale this into your primary source of revenue.

As a Field Consultant you will be responsible for independently managing and completing on-site High Value Property Surveys. This role is great for someone that is proactive, resourceful and driven. It requires strong construction knowledge, sketching skills, and the ability to professionally engage with homeowners and insurance agents.

• Professionally interact over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Accurately document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

We are specifically seeking professionals with:

• Direct experience as a High Value Residential Insurance Inspector
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently

Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

What We Provide:

• Established relationships with leading insurance carriers
• Structured onboarding and mentoring from our experienced Field Management team
• Ongoing support to ensure quality, accuracy, and professional growth

Requirements

Requirements and Tools needed:

• High level of professionalism
• Strong oral and written communication skills
• Must have smartphone, tablet and Windows-Based PC
• High speed internet, Digital Camera or Smart phone with 16mp camera or greater, measuring devices such as: laser, soft tape measure, or measuring wheel.
• A late model reliable vehicle and Auto and General Liability Insurance.
• Construction experience desired but not required.