HELOC Underwriting & Loan Processing Specialist

Guaranty Bank & Trust Company; Iuka (MS); On-site; USD 42,000 - 60,000; Full time

Job summary

Guaranty Bank & Trust Company in Mississippi is seeking a Home Equity Line of Credit (HELOC) Loan Processor to manage applications from intake through closing. You will coordinate with branch staff, applicants, and underwriting to gather required documentation and prepare loan packages for approval.

The role emphasizes accurate documentation, regulator compliance, and delivering excellent customer service during the loan process and closing procedures.

Qualifications

• High School Diploma or equivalent required.
• 1–2 years of banking or related field experience required.
• 3–5 years of experience in consumer lending preferred.

Responsibilities

• Receive HELOC loan applications from branches, lenders, and online channels.
• Enter and organize applications in loan processing software and ensure timely disclosures.
• Prepare and balance loan documents for closing, ensuring accuracy and compliance.
• Gather income/expense information and verify documentation for underwriting.
• Maintain excellent customer service throughout the application and closing process.
• Ensure adherence to federal banking regulations including BSA, OFAC, and privacy rules.

Skills

Customer service

Loan processing

Regulatory compliance

Documentation

Communication

Education

High School Diploma

Post-secondary certificate or degree

Job description

Guaranty Bank & Trust Company in Mississippi is seeking a Home Equity Line of Credit (HELOC) Loan Processor to manage applications from intake through closing. You will coordinate with branch staff, applicants, and underwriting to gather required documentation and prepare loan packages for approval.

The role emphasizes accurate documentation, regulator compliance, and delivering excellent customer service during the loan process and closing procedures.