Head of Product, AI-Driven Fintech Growth

Mercury; New York (NY); On-site; USD 290,000 - 362,000; Full time

Benefits offered by this job

Equity (RSUs)

Benefits

Job summary

Mercury is building a business banking platform in a fintech context and seeks a Head of Product to own the end-to-end strategy and execution. You will lead a PM team, drive deposit and payment growth, and own business performance in a fast-paced, regulated environment.

The role emphasizes building AI- and data-driven experiences, scaling new rails and agents, and aligning cross-functional partners to deliver reliable, customer-centric banking products.

Qualifications

• 10+ years' experience, ideally in banking, payments, platforms, or financial products.
• 5+ years leading product managers: hiring, coaching, org design, and performance management.
• Deep understanding of business banking: account opening and KYB, deposits and liquidity, payment rails (ACH, wire, check, international, FedNow, RTP).
• Experience launching and scaling 0-1 financial products in fintech or high-growth environments.
• Ability to balance delightful user experiences with necessary controls in a regulated environment.

Responsibilities

• Own the P&L, strategy, and product offering: accounts, user experience, payments, new rails, and agents.
• Build AI- and data-driven user experiences at scale better than the alternatives.
• Build and scale the org: recruit and lead a high-performing PM team, instill build discipline, develop future leaders, set cadence and culture.
• Deepen the core account and take new products 0-1 to scale: optimize what businesses run on, invest in rails, capabilities, and agents.
• Make reliability and trust product features: own uptime, correctness, latency, and support outcomes, and be measured on them.
• Align the banking ecosystem: unite product, engineering, design, data, risk, compliance, legal, marketing, sales, support, and partners.

Skills

Product leadership

AI-driven UX

Cross-functional leadership

Data-driven decisions

PM management

Regulatory risk awareness

Job description

Mercury is building a business banking platform in a fintech context and seeks a Head of Product to own the end-to-end strategy and execution. You will lead a PM team, drive deposit and payment growth, and own business performance in a fast-paced, regulated environment.

The role emphasizes building AI- and data-driven experiences, scaling new rails and agents, and aligning cross-functional partners to deliver reliable, customer-centric banking products.