Head of PL & POS Growth USA

Pagaya; Northern (KY); Hybrid; USD 180,000 - 240,000; Full time

Job summary

Pagaya is seeking a Head of PL & POS Growth to own strategy and execution for expanding our footprint across Personal Loans and Point of Sale. You will land tier-one bank and fintech partnerships as an elite IC, driving enterprise deals with a data-driven, AI-forward approach.

The role blends sales leadership with cross-functional collaboration across Risk, Tech, Product, Partnerships, Legal, and Data to accelerate Pagaya’s growth and broaden consumer lending access.

Qualifications

• 12+ years in business development, partnerships, or enterprise sales in fintech, consumer lending, or financial services.
• Proven track record selling to consumer banks and fintechs with strong relationships.
• Self-motivated individual contributor who thrives in a fast-paced environment.
• Strong understanding of AI, machine learning, and data-driven product models.
• Experience navigating complex enterprise sales cycles involving legal, data, product, risk, and compliance teams.
• Executive presence and negotiation prowess to engage at the C-level.
• Bonus: experience with structured finance, asset-backed securities, or product-led growth in consumer lending.

Responsibilities

• Drive end-to-end revenue growth by selling AI-driven solutions to banks and fintechs.
• Define and execute growth strategy for Pagaya across asset classes (Personal Loans and POS).
• Build executive relationships with C-level decision-makers across banks, fintechs and enterprise finance.
• Close complex, high-value deals and guide deal origination and structuring.
• Collaborate cross-functionally with Risk, Tech, Product, Partnerships, Legal and Data.
• Monitor industry trends and inform product roadmap and market positioning.
• Represent Pagaya as an industry evangelist at banking and fintech events.

Skills

Industry expert

Elite IC

AI fluency

Cross-functional navigator

Executive presence

Job description

Shape the Future of Finance

Pagaya is building a leading artificial intelligence network to help our partners grow their businesses and better serve their customers.

Pagaya is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and a sophisticated AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in New York and Tel Aviv. For more information, visitpagaya.com .

Let's create better outcomes together!

About the Role

Pagaya is powering the future of financial services. We partner with leading lenders, banks, and fintechs to unlock smarter, more inclusive credit access using machine learning and real-time decisioning.

As our Head of PL & POS Growth, you will own the strategy and execution for expanding our footprint across asset classes (Personal Loans and Point of Sale). Acting as an elite, high-impact Individual Contributor, you will lead new partner development efforts, landing tier-one relationships with banks and fintechs.

This role requires a unique blend of enterprise sales and cross-functional leadership. You will be the driving force behind Pagaya’s expansion, leveraging an AI-forward approach to transform how consumer financing is originated, structured, and approved.

Responsibilities

• Drive Revenue Growth: Act as the strategic powerhouse for our asset class, owning the end-to-end sales cycle to sell our AI-driven solutions to banks and fintechs
• Lead New Partner Development: Define and execute the growth strategy for Pagaya from the ground up, identifying whitespace opportunities and scaling our market presence.
• Build Executive Relationships: Establish deep, trusted relationships with C-level executives and key decision-makers across banks, fintechs, and enterprise financial services.
• Execute Complex Deals: Drive deal origination, structuring, and execution. You can think big on strategy while rolling up your sleeves to personally close complex, high-value deals.
• Cross-Functional Collaboration: Partner deeply with internal stakeholders across Risk, Tech, Product, Partnerships, Legal, and Data to ensure seamless onboarding and alignment on new consumer lending products and partner integrations.
• Market Intelligence: Monitor industry trends, competitor moves, and regulatory shifts - using these insights to guide our internal product roadmap and market positioning.
• Industry Evangelism: Serve as a thought leader and evangelist for Pagaya at banking and fintech industry events.

Requirements

• Industry Expertise: 12+ years in business development, partnerships, or enterprise sales, with deep, specialized experience in fintech, consumer lending, or financial services.
• Target Audience Network: A proven track record of successfully selling to and partnering with consumer banks, and fintechs backed by a strong rolodex of industry relationships.
• Elite IC & Builder Mindset: Highly self-motivated Individual Contributor who thrives in a fast-paced environment. You are a self-starter who doesn't need a large team to execute complex go-to-market strategies and exceed revenue targets.
• AI & Tech Fluency: Strong understanding of AI, machine learning, and data-driven product models, with the ability to clearly articulate complex technical value propositions to non-technical business leaders.
• Cross-Functional Navigator: Highly skilled in navigating complex, multi-stakeholder enterprise sales cycles involving legal, data, product, risk, and compliance teams.
• Executive Presence: Confident communicator, fierce negotiator, and relationship builder at the executive level.
• Bonus: Experience with structured finance, asset-backed securities, or working directly with product-led growth models in the consumer lending space

Our Team

Pagaya was founded in 2016 by seasoned research, finance, and technology entrepreneurs with our head quarters located in NYC and Tel Aviv.

We move fast and smart, identifying new opportunities and building end-to-end solutions from AI models and unique data sources. Every Pagaya team member is solving new and exciting challenges every day in a culture based on partnership, collaboration, and community.

Join a team of builders who are working every day to enable better outcomes for our partners and their customers.

Our Values

• Continuously Learn- We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
• Debate and Commit- We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
• Dream Big and Act- We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
• Advance Inclusion- We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
• BeAccountable Together- We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.

More than just a job

We believe health, happiness, and productivity go hand-in-hand. That's why we're continually looking to enhance the ways we support you with benefits programs and perks that allow every Pagayan to do the best work of their life.