Head of Lending Compliance & Regulatory Strategy

CryptoproNetwork; United States; Hybrid; USD 137,000 - 205,000; Full time

Benefits offered by this job

Health, vision and dental insurance (3

Employer-paid premiums for employees &

Company HSA, FSA, Dependent Care, 401k

Life and disability insurance

11 holidays & PTO

Up to 12 weeks paid family leave

Continuing education reimbursement

Job summary

Figure, NASDAQ: FIGR, is transforming lending with blockchain-enabled platforms. The Director, Compliance leads a scalable Compliance Management System across origination, servicing, and secondary markets to mitigate regulatory risk while enabling growth.

You will serve as a strategic advisor to leadership, embed compliance into products and third-party relationships, and oversee risk assessments, policies, controls, and testing programs.

Qualifications

• 8+ years of progressive compliance experience in lending originations or related sectors.
• Deep knowledge of federal and state lending regulations including HELOC, DSCR, and crypto-backed loans.
• Experience managing regulatory exams and external audits.
• Proven leadership of compliance teams.

Responsibilities

• Lead and enhance the company’s lending Compliance Management System.
• Ensure compliance with federal and state lending laws and regulations.
• Monitor regulatory developments and liaise with regulators and auditors.
• Develop policies, controls, and testing programs for compliance.
• Embed compliance into products, operations, and third-party relationships.
• Oversee issue management, consumer complaints, and reporting.
• Foster a culture of compliance through training and partnerships.

Skills

Regulatory compliance

Leadership

Lending regulations

Audits & exams

Cross-functional collaboration

Job description

Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions.

By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes.

Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets.

The Director, Compliance leads the company’s lending compliance program across origination, servicing, and secondary market activities. This role owns the design and oversight of a scalable Compliance Management System that mitigates regulatory risk while enabling responsible growth. You will serve as a strategic advisor to leadership and embed compliance into products, operations, and third-party relationships.

What You’ll Do

• Lead and continuously enhance the company’s lending Compliance Management System
• Ensure compliance with applicable federal and state regulations, including RESPA, TILA, ECOA, HMDA, FCRA, UDAAP, SAFE Act, and relevant state laws
• Monitor regulatory developments and serve as primary liaison for regulators and auditors
• Develop and maintain compliance policies, controls, monitoring, and testing programs
• Conduct risk assessments and review marketing materials, disclosures, loan documents, and product changes
• Partner with product, underwriting, operations, capital markets, servicing, and technology teams to embed compliance into systems and workflows
• Oversee issue management, consumer complaint resolution, corrective actions, and executive reporting
• Build a strong culture of compliance through training and cross-functional partnership

What We Look For

• 8+ years of progressive compliance experience within lending originations. Servicing or asset-backed lending experience is a plus
• Deep knowledge of federal and state lending regulations, including HELOC, DSCR, and crypto-backed loan products
• Experience managing regulatory exams and external audits
• Proven experience leading compliance teams
• Strong understanding of lending operations and the full loan lifecycle
• Experience in fintech or technology-enabled mortgage platforms is a plus
• CAMS, CRCM, or similar certification is a plus
• Strong judgment, clear communication, and the ability to operate in a fast-paced environment
• Base Compensation Range: $136,500-$204,600/yr
• Company equity in the form of RSUs
• This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Employer-funded life and disability insurance coverage
• 11 Observed Holidays & PTO plan
• Up to 12 weeks paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information.By submitting your application, you are agreeing andacknowledgingthat you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

Director, Compliance at Figure Lending: FAQ

How much does the Director, Compliance role at Figure Lending pay?

The Director, Compliance position at Figure Lending pays $136k-204k/year. Compensation may vary based on experience and location.

Is the Director, Compliance role at Figure Lending remote?

Yes — Figure Lending is hiring this Director, Compliance as a remote role. You can apply from anywhere unless the listing specifies a region.

What skills are required for the Director, Compliance role at Figure Lending?

This Director, Compliance role is associated with the following skills and technologies:

• Director
• Compliance
• Legal
• Remote
• Web3

Read the full job description above for the complete list of requirements.

Is the Director, Compliance role at Figure Lending full-time or contract?

Figure Lending is hiring this Director, Compliance as a full time position.

How do I apply for the Director, Compliance role at Figure Lending?

You can apply for the Director, Compliance role at Figure Lending directly on this page using the Apply button. Remote candidates are welcome. Applications submitted through CryptoJobsList reach the employer directly.