Head of Legal

MGT Insurance; San Francisco (CA); Hybrid; USD 190,000 - 270,000; Full time

Job summary

MGT Insurance is seeking a Head of Legal to build and lead the legal function for our AI-native commercial P&C carrier. You will advise the executive team and board on regulatory strategy, corporate matters, and major transactions while establishing policies and governance from the ground up.

You will also drive multi-state regulatory compliance, draft and negotiate critical agreements, and lead a growing, AI-enabled legal team as the company scales.

Qualifications

• J.D. and active bar membership in at least one U.S. state.
• 10+ years of legal experience with significant exposure to P&C insurance.
• Track record advising executive teams and boards on legal risk and strategic decisions.
• Experience managing outside counsel relationships across multiple practice areas.
• Comfortable operating a build-from-scratch legal function establishing process and governance.

Responsibilities

• Serve as MGT's senior-most legal advisor; counsel the CEO, executive team, and board on legal risk, regulatory strategy, and major business decisions.
• Own MGT's regulatory compliance program: state insurance department relationships, licensing, market conduct, rate and form filings, and multi-state compliance requirements.
• Advise on litigation strategies and review external counsels’ recommendations when needed.
• Structure and negotiate legal agreements supporting corporate development activity such as partnerships, reinsurance contracts, carrier agreements, MGA arrangements, and M&A transactions.
• Manage outside counsel relationships across litigation, regulatory, and transactional matters by selecting, directing, and controlling cost and quality.
• Build out corporate governance infrastructure: corporate records, entity management, and policies for a regulated insurance carrier.
• Advise Product and Underwriting on legal and regulatory implications of new products, states, and appetite expansions before launch.
• Own contract review and management including vendor agreements, technology contracts and data/privacy agreements.
• Build and lead a small AI-enabled legal and compliance team as the company scales.

Skills

Track record advising executive teams

Experience managing outside counsel

Build-from-scratch function

Regulatory strategy counsel

Education

J.D. and active bar membership

Job description

About MGT Insurance

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

MGT Insurance is seeking a Head of Legal to build and lead the legal function for our AI-native commercial P&C carrier. Reporting directly to a Co-CEO, this role will have company-wide legal responsibility that spans corporate, compliance, transactional, and regulatory matters.

You will be MGT's senior-most legal voice, advising the executive team and board on regulatory strategy, general corporate legal issues, and transactions. This is a build role: you will establish MGT's legal function, policies, and governance infrastructure from the ground up, while also being hands‑on with the day-to-day legal questions that come from an insurance company operating across dozens of states with an evolving product footprint.

What You'll Do

• Serve as MGT's senior-most legal advisor; counsel the CEO, executive team, and board on legal risk, regulatory strategy, and major business decisions
• Own MGT's regulatory compliance program: state insurance department relationships, licensing, market conduct, rate and form filings, and multi-state compliance requirements
• Where needed, work with Claims leadership to advise on litigation strategies and review external counsels’ recommended
• Structure and negotiate legal agreements supporting corporate development activity such as partnerships, reinsurance contracts, carrier agreements, MGA arrangements, and M&A transactions
• Manage outside counsel relationships across litigation, regulatory, and transactional matters through selecting, directing, and controlling cost and quality
• Continue to support the buildout ofMGT's corporate governance infrastructure. Corporate records, entity management, and policies required of a regulated insurance carrier
• Advise Product and Underwriting on legal and regulatory implications of new products, states, and appetite expansions before launch
• Own MGT's contract review and management functions including vendor agreements, technology contracts and data/privacy agreements
• Build and, over time, lead a small, AI-enabled, legal and compliance team as MGT scales

What You Bring

• J.D. and active bar membership in at least one U.S. state
• 10+ years of legal experience with significant exposure to P&C insurance preferred
• Track record advising executive teams and boards on legal risk and strategic decisions
• Experience managing outside counsel relationships across multiple practice areas
• Comfortable operating a build-from-scratch legal function establishing process and governance rather than inheriting an established department

Preferred Qualifications

• Prior in-house experience at a P&C carrier, MGA, or insurtech, ideally in a senior or sole legal leadership capacity
• Experience advising on or litigating coverage disputes, claims handling exposure, and policy interpretation matters
• EDirect experience with state insurance regulatory compliance: licensing, rate and form filings, market conduct examinations, and multi-state regulatory relationships
• Experience with corporate transactions — M&A, strategic partnerships, or capital raises
• Familiarity with AI/algorithmic underwriting regulation and emerging insurance technology regulatory frameworks
• Experience building legal or compliance functions from an early stage at a high-growth company
• Admitted and E&S/surplus lines regulatory experience

Location

Hybrid minimum 3 days a week onsite based in Denver, CO, Madison, WI, or San Francisco, CA

Compensation

The base salary range for this role is $190,000 – $270,000 annually. Compensation will depend on qualifications, experience, and location. This role is also eligible for performance-based bonus and equity, in addition to a comprehensive benefits package.

We recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply.

Our Commitment to Diversity, Equity & Inclusion

At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.

Equal Employment Opportunity Statement

MGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.

All employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at [e-mail].

This job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.