Head of Global Payments Technology Audit

TikTok Inc.; San Jose (CA); On-site; USD 159,000 - 360,000; Full time

Benefits offered by this job

Medical insurance

401(k) with company match

Paid time off

Job summary

TikTok Inc. is seeking a senior Internal Audit professional to lead technology audits across payment and financial products globally.

You will partner with regulators, finance, product, and engineering teams to ensure robust controls, evidence-based findings, and actionable remediation plans. The role emphasizes building audit strategy, delivering complex reviews from planning to reporting, and embedding data analytics and automation into assurance processes, with cross-region collaboration and

Qualifications

• Progressive compliance or technology auditing experience within payments, fintech platforms, lending businesses, professional services firms, or regulatory bodies.
• Strong understanding of payment regulations and performing reviews of payment systems, technology architecture, and supporting control environments for compliance.
• Experience building audit plans for payment/FinTech entities in APAC or EMEA, and leading complex technology audits or risk reviews independently from planning through executive reporting.
• Prior experience working with regulators responsible for payment or money transmitter related regulations.
• Proven analytical ability to assess complex technology environments against risk assessment outcomes, industry best practices, internal standards and external regulatory requirements.
• Excellent problem solving, critical thinking, collaboration and communication skills combined with the ability to provide a credible technical challenge to the business.
• Strong professional judgment and the ability to make risk-based decisions in complex and evolving environments.

Responsibilities

• Develop and implement technology audit strategies and plans for payment, lending, and other regulated financial products across TikTok payment entities in APAC and EMEA.
• Lead complex, risk-based technology audits and advisory reviews from planning through reporting, including risk assessment, scoping, control evaluation, testing, issue development, and executive communication.
• Act as the primary Technology Audit Leader with regulators and supervisory authorities, maintaining constructive, transparent relationships with relevant authorities in APAC, EMEA, LATAM etc.
• Lead or support reviews covering Payment Technology Architecture and Platforms, End-to-End Payment Processing, Payment Security and Integrations, and Technology Risk Assessment.
• Develop practical, risk-based recommendations addressing root causes while considering product, engineering, regulatory, and business requirements; communicate with engineers and product teams.
• Develop and maintain collaborative working relationships with management, understand the business to provide value-added services, and advise on design and implementation of technology solutions.

Skills

Regulatory knowledge

Tech auditing

Analytics

Communication skills

Problem solving

Risk-based decision making

Education

Professional certifications (CISA, CISSP, CRISC, CAMS, CIA)

Tools

SQL

Python

Auditing tools

Job description

Responsibilities

Internal Audit at TikTok gives you a global vantage point across a diverse and fast-evolving portfolio of businesses, products, technologies, and markets. Our teams work across various businesses, technologies, data, and risks to connect the dots on complex issues and deliver independent insights with real-world impact at global scale. We are pioneering innovative assurance delivery models by embedding core capabilities including data analytics, automation, and AI into how we perform audits and identify impactful observations. Our high-performing, collaborative teams have direct access to leadership and value open communication and the exchange of ideas. People are encouraged to challenge existing approaches, help shape how the function evolves, and build breadth and expertise.

• Audit Strategy: Develop and implement technology audit strategies and plans for payment, lending, and other regulated financial products across TikTok payment entities in APAC and EMEA.
• Audit Delivery: Lead complex, risk-based technology audits and advisory reviews from planning through reporting, including risk assessment, scoping, control evaluation, testing, issue development, and executive communication.
• Payment Regulators Collaboration: Act as the primary Technology Audit Leader with regulators and supervisory authorities, maintaining constructive, transparent relationships with relevant authorities in APAC, EMEA, LATAM etc.
• Payments and Financial Product Coverage: Lead or support reviews covering areas such as:
  • Payment Technology Architecture and Platforms: Payment system architecture, including infrastructure, data flows, application controls, digital wallets, and stored-value products.
  • End-to-End Payment Processing: Payment acceptance, authorization, clearing, settlement, reconciliation, and disbursement across consumer, merchant, and platform payment flows.
  • Payment Security and Integrations: Encryption, tokenization, secure data transmission, API security, service-to-service authentication, and third-party integrations.
  • Technology Risk Assessment: Develop practical, risk-based recommendations that address root causes while considering product, engineering, regulatory, and business requirements. Ability to grasp complex, home grown technology stack, comfortable speaking with engineers and product teams.
• Stakeholder Relationships: Develop and maintain collaborative working relationships with management, understand the business to provide value-added services, and establish credibility as a management consultant and internal controls resource. Partner with engineering and product teams to advise on design and implementation of technology solutions.
• Quality Assurance: Ensure the overall quality and consistency of audit work, adhering to department and professional standards. Continuously seek opportunities for audit process improvement.

Minimum Qualifications:

• Progressive compliance or technology auditing experience within payments companies, fintech platforms, lending businesses, professional services firms, or regulatory bodies.
• Strong understanding of payment regulations, and performing reviews of payment systems, technology architecture, and supporting control environments for compliance.
• Experience building audit plans for payment / FinTech entities in APAC or EMEA, and leading complex technology audits or risk reviews independently from planning through executive reporting.
• Prior experience working with regulators responsible for payment or money transmitter related regulations.
• Proven analytical ability to assess complex technology environments against risk assessment outcomes, industry best practices, internal standards and external regulatory requirements.
• Excellent problem solving, critical thinking, collaboration and communication skills combined with the ability to provide a credible technical challenge to the business.
• Strong professional judgment and the ability to make risk-based decisions in complex and evolving environments.

Preferred Qualifications:

• Experience with global or multi-jurisdictional payment and lending products.
• Familiarity with payment regulatory requirements from Payment Services Directive (PSD2), Digital Operational Resilience Act (DORA), Payment Services Regulation (PSR), Anti-Money Laundering Directive (AMLD) - strong customer authentication, operational resilience, outsourcing, consumer lending, open banking, and financial data protection.
• Familiarity with payment regulatory requirements from Monetary Authority of Singapore (MAS), Bank Negara Malaysia (BNM), Bank Indonesia (BI), State Bank of Vietnam (SBV).
• Experience with data analytics, automated audit testing, SQL, Python, or other technology-enabled audit techniques.
• Relevant professional certifications such as CISA, CISSP, CRISC, CAMS, or CIA.
• Experience working in a fast-paced, global technology company or rapidly scaling financial technology environment across different time zones.

Job Information

[For Pay Transparency] Compensation Description (annually)

The base salary range for this position in the selected city is $159000 - $360000 annually.

Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.

Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).

The Company reserves the right to modify or change these benefits programs at any time, with or without notice.

For Los Angeles County (unincorporated) Candidates

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:

1. Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;
2. Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems;
3. Exercising sound judgment.