Head of Fraud Product USA

Sardine; Northern (KY); Hybrid; USD 180,000 - 260,000; Full time

Benefits offered by this job

Remote-first culture

Equity and competitive cash comp

Home office stipend

MacBook Pro provided

Meal stipend

Learning stipend

Health, dental, vision coverage

Job summary

Sardine is seeking a deeply experienced Head of Fraud Product to lead strategy, development, and execution of its fraud prevention suite. You will own the end-to-end lifecycle for fraud solutions and drive innovations across device intelligence, behavioral biometrics, and ML-driven features.

You will lead a team of product managers and partner with engineering, data science, risk operations, and GTM to deliver scalable, enterprise-ready products and maintain market leadership inFraud risk

Qualifications

• 10+ years of product management experience, including 5+ years in a leadership role managing other PMs.
• Deep hands-on experience in payment fraud at a high-growth payment processor, fraud-vendor company, or merchant.
• Prior experience at a specialized fraud vendor or B2B SaaS startup.
• Exceptional ability to work with large datasets and define, track, and optimize risk metrics (recall, precision, approval rates).
• Bias for action with a track record of taking zero-to-one products to market and scaling them to enterprise readiness.
• Excellent written and verbal communication skills, able to articulate complex risk concepts to technical and non-technical stakeholders (including C-suite).

Responsibilities

• Set the Vision & Strategy: define and execute the roadmap for Sardine's fraud product portfolio, balancing immediate customer needs with long-term innovation.
• Cross-Functional Collaboration: partner with Engineering and Data Science to translate fraud typologies into accurate, low-latency models and features.
• Optimize Core Metrics: drive improvements to maximize fraud catch rates while reducing false positives and user friction.
• Market & Threat Intelligence: stay up-to-date on fraud trends, ATO tactics, synthetic identity, and competitor capabilities.
• Go-to-Market Enablement: work with Marketing and Sales to define product positioning and sales enablement materials.

Skills

Leadership

Strategic thinking

Cross-functional collaboration

Data analysis

Executive communication

Zero-to-one delivery

Job description

Who we are:

Sardine is the leading agentic risk platform for fighting financial crime. Our integrated solution unifies data across risk teams to help organizations stop fraud in real time, prevent AI-driven attacks, and automate fraud and AML operations. Sardine's platform is strengthened by one of the fastest-growing fraud consortiums in the market, spanning more than 6 billion profiled devices, 800 million consumers, and 3 million businesses worldwide. Leading companies including FIS, GoDaddy, Intuit, Edward Jones, ZoomInfo, and Checkout.com rely on Sardine to secure and grow trust in their products.

Our culture:

• We have hubs in the Bay Area, NYC, Austin, Toronto, and São Paulo. However, we maintain a remote-first work culture. #WorkFromAnywhere

• We hire talented, self-motivated individuals with extreme ownership and high growth orientation.

• We value performance and not hours worked. We believe you shouldn't have to miss your family dinner, your kid's school play, friends get-together, or doctor's appointments for the sake of adhering to an arbitrary work schedule.

Location:

• Remote - United States

• From Home / Beach / Mountain / Cafe / Anywhere!

• We are a remote-first company with a globally distributed team. You can find your productive zone and work from there.

About the role:

We are seeking a deeply experienced and visionary Head of Fraud Product to lead the strategy, development, and execution of Sardine's core fraud prevention suite. In this role, you will own the end-to-end product lifecycle for our fraud solutions, ensuring we stay multiple steps ahead of bad actors.

You will lead a talented team of product managers and collaborate tightly with engineering, data science, risk operations, and go-to-market teams. The ideal candidate is a seasoned product leader with a relentless passion for risk management, a deep understanding of the payments ecosystem, and a proven track record of building scalable, data-driven enterprise products.

What you'll be doing:

• Set the Vision & Strategy: Define and execute the roadmap for Sardine's fraud product portfolio, balancing immediate customer needs with long-term strategic innovation in device intelligence, behavioral biometrics, and machine learning.

• Cross-Functional Collaboration: Partner directly with Engineering and Data Science leaders to translate complex fraud typologies into highly accurate, low-latency models and product features.

• Optimize Core Metrics: Drive product improvements that maximize fraud catch rates while minimizing false positives and user friction for our merchants.

• Market & Threat Intelligence: Stay relentlessly up-to-date on emerging fraud trends, account takeover (ATO) tactics, synthetic identity creation, and competitor capabilities to ensure Sardine maintains its market-leading edge.

• Go-to-Market Enablement: Work closely with Marketing and Sales to define product positioning, value propositions, and sales enablement materials.

What you'll need:

• Experience: 10+ years of product management experience, with at least 5+ years in a leadership role managing other PMs.

• Domain Expertise: Deep, hands-on experience in payment fraud at a high-growth payment processor, fraud-vendor company or merchant.

• Industry Background: Prior experience working at a specialized fraud vendor or B2B SaaS startup.

• Analytical Rigor: Exceptional ability to work with large datasets. You are comfortable defining, tracking, and optimizing complex risk metrics (e.g., recall, precision, approval rates).

• Execution Focus: A bias for action and a proven track record of taking zero-to-one products to market and scaling them to enterprise readiness.

• Communication Skills: Excellent written and verbal communication skills, with the ability to articulate complex technical and risk concepts to both highly technical and non-technical stakeholders (including C-suite clients).

Benefits we offer:

• Generous compensation in cash and equity

• Early exercise for all options, including pre-vested

• Work from anywhere: Remote-first Culture

• Flexible paid time off and Year-end break

• Health insurance, dental, and vision coverage for employees and dependents - US and Canada specific

• 4% matching in 401k / RRSP - US and Canada specific

• MacBook Pro delivered to your door

• One-time stipend to set up a home office - desk, chair, screen, etc.

• Monthly meal stipend

• Monthly social meet-up stipend

• Annual health and wellness stipend

• Annual Learning stipend

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