Head of Credit, PO Finance for CPG Brands

Bridge; New York (NY); Hybrid; USD 180,000 - 280,000; Full time

Benefits offered by this job

Health coverage

401(k) with company contribution

Job summary

Bridge is seeking a credit leader to reshape underwriting for its purchase order finance program in New York. You will own the credit strategy, chair the committee, and build the team and tooling to support fast growth with disciplined risk management.

You will lead underwriting for complex PO finance opportunities with CPG brands, evaluating financials, purchase orders, supplier terms, and supply chain dynamics while driving data-driven improvements and automation.

Qualifications

• 7–20 years of progressive experience in commercial credit, asset-based lending, trade finance, or specialty finance, including a senior leadership capacity.
• Deep underwriting experience with middle-market borrowers, ideally CPG brands selling to large retailers.
• Track record designing credit frameworks and policies for new or evolving product lines.
• Demonstrated conviction that data and models strengthen credit decisions, with examples of building scorecards or analytics-driven tools.
• Strong analytical and financial modeling skills, including complex capital structures and collateral analysis.
• Experience building and scaling high-impact credit teams.
• Executive presence and communication skills for presenting to boards and external partners.

Responsibilities

• Own the PO finance credit strategy end to end, and chair the credit committee.
• Design underwriting standards, advance rates, and concentration limits.
• Author credit policy, approval matrices, and playbooks aligned with risk strategy.
• Lead underwriting for complex PO finance opportunities with growing CPG brands.
• Evaluate borrower financials, purchase orders, supplier terms, and supply chain dynamics.
• Structure transactions balancing borrower needs with downside protection.
• Own portfolio performance through early warning indicators and stress testing.
• Partner with product and engineering to reimagine PO finance underwriting and tooling.
• Set the vision for decisioning tools, scorecards, and dashboards.
• Build and lead the credit and underwriting organization as the program scales.

Skills

Commercial credit leadership

Underwriting expertise

Data-driven decisioning

Financial modeling

Leadership & team-building

Stakeholder management

Education

Bachelor's degree in finance or related field

Tools

Excel

SQL

BI tools (Tableau/Power BI)

Job description

Bridge is seeking a credit leader to reshape underwriting for its purchase order finance program in New York. You will own the credit strategy, chair the committee, and build the team and tooling to support fast growth with disciplined risk management.

You will lead underwriting for complex PO finance opportunities with CPG brands, evaluating financials, purchase orders, supplier terms, and supply chain dynamics while driving data-driven improvements and automation.