Head of Compliance

7Seventy; United States; Hybride; USD 210 000 - 260 000; Plein temps

Avantages offerts par ce poste

Equity

Flexible remote work

Competitive compensation

Résumé du poste

7Seventy is seeking a Head of Compliance to lead and scale an enterprise compliance program spanning financial crimes, payments compliance, privacy, and governance. The role directly oversees BSA/AML, KYC/KYB, sanctions, transaction monitoring, sponsor-bank compliance, SOC 2, PCI DSS, and data privacy while partnering with Product, Engineering, Legal, and Banking partners.

This is a senior, hands-on leadership position reporting to the COO.

Qualifications

• 8+ years of compliance experience in fintech, payments, banking, or financial services, incl. 3+ years in a leadership role.
• Experience leading a BSA/AML compliance program at a financial institution, payments company, or fintech; sponsor-bank experience is highly relevant.
• Experience overseeing multiple compliance programs including BSA/AML, fraud, privacy, SOC 2, PCI DSS, or payment-network compliance.
• Deep expertise in BSA/AML, OFAC, KYC/KYB, customer due diligence, transaction monitoring, and financial-crimes risk management.
• Familiarity with ACH, RTP, and debit-network requirements and operating models.
• Hands-on experience scaling compliance programs in startup/high-growth enviroments and managing sponsor-bank relationships.
• Demonstrated leadership and development of a compliance team; involved in execution.
• Bachelor's degree required; familiarity with modern compliance tech platforms.

Responsabilités

• Lead the enterprise compliance program strategy with policies, controls, training, testing, and reporting.
• Serve as the designated BSA/AML Compliance Officer for the organization.
• Provide reporting to executive leadership and the Board on material risks, audits, findings, and remediation.
• Scale and develop the Compliance and GRC team while handling complex reviews and escalations.

Connaissances

Leadership experience

Compliance program leadership

Financial crimes risk management

BSA/AML

KYC/KYB

GRC

SOC 2 / PCI DSS

Regulatory risk management

Payments compliance

Sponsor-bank relationships

Formation

Bachelor's degree

JD or MBA preferred

Outils

Alloy

Sardine

Unit21

Socure

ComplyAdvantage

Description du poste

Experience: 8+ years of compliance experience, including at least 3 years in a leadership role

Core Areas: BSA/AML, KYC/KYB, payments compliance, sponsor-bank compliance, financial crimes risk management, GRC, SOC 2 and PCI DSS, privacy compliance

Compensation: $210,000-$260,000 annually plus equity

Travel: Up to approximately 15% annually

About the Role

The Head of Compliance will lead and scale an enterprise compliance program spanning financial crimes, payments compliance, privacy, security assurance, governance, and regulatory risk. This hands‑on leadership position owns compliance strategy, operating models, controls, testing, audits, risk assessments, training, and reporting while serving as the designated BSA Compliance Officer and senior compliance advisor to executive leadership and the Board.

The role oversees BSA/AML, KYC/KYB, sanctions, transaction monitoring, sponsor-bank compliance, payment-network requirements, SOC 2, PCI DSS, privacy, fraud controls, and broader compliance‑risk programs. It works closely with Product, Engineering, Security, Legal, Operations, Sales, Integrations, bank partners, outside counsel, auditors, and compliance vendors across banking, BaaS, payroll, lending, crypto, and other financial‑services use cases. The position reports to the COO.

What You’ll Do

Lead the Enterprise Compliance Program

• Set the strategy for the enterprise compliance program and continuously improve policies, procedures, risk assessments, controls, testing, training, and reporting.
• Serve as the designated BSA/AML Compliance Officer, overseeing KYC/KYB, customer due diligence, sanctions screening, transaction monitoring, alert and case management, and financial-crimes risk.
• Provide clear reporting to executive leadership and the Board on material compliance risks, program performance, audits, findings, and remediation.
• Lead, develop, and appropriately scale the existing Compliance and GRC team while remaining directly involved in complex reviews, escalations, and strategic initiatives.

Oversee Payments and Bank Partner Compliance

• Serve as the senior compliance point of contact for sponsor-bank partners, supporting ongoing oversight, due diligence, audits, inquiries, and program governance.
• Oversee compliance with applicable ACH/NACHA, card-network, RTP, FedNow, and other payment‑rail requirements.
• Evaluate new products, payment flows, customers, partnerships, and markets to identify compliance requirements and establish appropriate controls before launch.
• Work with outside counsel to assess regulatory developments and potential licensing or registration requirements resulting from changes in products or operating models.
• Partner cross‑functionally to build and strengthen fraud controls across payment flows, including monitoring rules, transaction limits, and escalation processes.

Lead GRC, Audit, and Privacy Programs

• Own the governance and continued maturity of SOC 2 and PCI DSS programs, including scoping, control ownership, audit readiness, auditor coordination, findings management, and annual assessments.
• Oversee readiness for BSA, NACHA, sponsor-bank, customer, SOC 2, PCI DSS, and other applicable audits and assessments.
• Maintain an enterprise risk and controls framework that connects compliance obligations, risks, controls, testing, evidence, and remediation.
• Lead the privacy compliance program, including applicable GDPR and U.S. privacy requirements, data‑subject requests, retention, privacy notices, and reviews of new products, data uses, and vendors.
• Oversee third‑party compliance risk, customer assurance activities, and compliance‑related due‑diligence responses.

Partner Across the Business

• Advise Product, Engineering, Sales, and Integrations on compliance requirements for new products, payment flows, and customer use cases, and support implementation of effective, scalable controls.
• Manage third‑party compliance vendors, including KYC/KYB and sanctions‑screening providers.

Qualifications

Required Qualifications

• 8+ years of compliance experience in fintech, payments, banking, or financial services, including at least 3 years in a leadership role.
• Previous experience leading a BSA/AML compliance program at a financial institution, payments company, or fintech; experience within a sponsor‑bank or bank‑fintech partnership model is strongly relevant.
• Experience overseeing multiple compliance and assurance programs, including BSA/AML, fraud, privacy, SOC 2, PCI DSS, or payment‑network compliance.
• Deep practical expertise in BSA/AML, OFAC, KYC/KYB, customer due diligence, transaction monitoring, suspicious‑activity escalation, and financial‑crimes risk management.
• Familiarity with ACH, RTP, and debit‑network requirements and operating models.
• Hands‑on experience building or scaling compliance programs at a startup or high‑growth organization and right‑sizing controls as business needs evolve.
• Experience managing sponsor‑bank relationships and navigating bank program compliance requirements.
• Demonstrated experience leading and developing a compliance team while remaining closely involved in program execution.
• Bachelor's degree required.
• Familiarity with modern compliance and financial‑crimes platforms such as Alloy, Sardine, Unit21, Socure, or ComplyAdvantage, including evaluating and implementing new tools as needs evolve.
• Ability to analyze transaction patterns, interpret monitoring outputs, and work credibly with Engineering on the design and tuning of technical controls.
• Working knowledge of API‑driven payment architecture and how compliance requirements translate into product and engineering decisions.
• Understanding of instant payment rails, including Visa Direct, card‑to‑card transfers, ACH/NACHA, RTP, and FedNow.
• Ability and willingness to travel up to approximately 15% annually.

Preferred Qualifications

• JD, MBA, or another advanced degree in a relevant field strongly preferred. Candidates without an advanced degree may still be considered based on an exceptional track record and relevant certifications.
• CAMS, CRCM, CFE, or an equivalent professional certification preferred.Experience at a BaaS company or payments platform managing sponsor‑bank program obligations and audit readiness.
• Experience supporting complex or emerging payment use cases such as cross‑border payments, crypto, payroll, lending, or other embedded‑finance products.
• Previous experience presenting compliance strategy to a founding team, Board, or investors.
• 100% employer‑paid health insurance for employees.
• 401(k) with company matching.
• Flexible remote working arrangements.
• Professional growth opportunities.

Recruitment notice: all communication only happens from authorized email addresses ending in @7seventy.net. We never ask for payments or sensitive documents. Suspect a scam? Email [e-mail]