Group Underwriter, Senior

Elevance Health; Indianapolis (IN); Hybrid; USD 120,000 - 170,000; Full time

Job summary

Elevance Health seeks a Senior Group Underwriter to determine acceptability of risks and set appropriate premium rates for small, complex renewal and prospect employer groups in line with underwriting guidelines.

The role supports collaboration across departments to ensure accurate reporting and pricing, with focus on product and market needs and post-sale review processes.

Qualifications

• BA/BS in a related field required
• 4+ years of related underwriting experience or equivalent
• Strong knowledge of commercial health underwriting

Responsibilities

• Determines and provides guidance to medical underwriters concerning risk selection
• Coordinates with other departments to ensure accuracy of account reporting
• Proposes rates for prospective business using carrier experience, demographics and rates
• Performs post-sale reviews
• Collaborates with product and sales to review and adjust portfolios by market

Skills

Medical underwriting

Small group underwriting

Risk assessment

Education

BA/BS in a related field

CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses

Job description

Group Underwriter, Senior

Location: This role requires associates to be in office 1 day per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Ideal candidates will be able to report to one of our Pulse Point locations in Indianapolis, IN, Mason, OH or Atlanta, GA. Alternate locations may be considered if candidates reside within a commuting distance from an office.

Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.

The Group Underwriter, Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits.

How you will make an impact:

• Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage.
• Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
• Performs post-sale reviews.
• Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs and recommends product portfolio changes.

Minimum Requirements:

Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities and Experiences:

• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses highly preferred.
• Level Funded medical underwriting experience highly preferred.
• Small group experience preferred.

Who We Are

Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.

How We Work

At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.

We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.

Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.

The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.

Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process should submit the Accessibility Accommodation Request Form and a member of the team will be in contact.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Prospective employees required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.