Group Underwriter Consultant Senior

Elevance Health (Anthem); Atlanta (GA); Hybrid; USD 110,000 - 160,000; Full time

Job summary

Elevance Health is seeking a Senior Group Underwriter Consultant to lead pricing and renewal strategies for large, complex client portfolios. The role emphasizes collaboration with Sales, Actuarial, and Finance, and requires deep expertise in underwriting methodologies and risk assessment.

The position supports hybrid in-office and remote work arrangements, with a focus on accuracy, controls, and client-focused solutions within the Elevance Health underwriting framework.

Qualifications

• Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience which would provide an equivalent background.

Responsibilities

• Develop pricing and renewal strategies based on experience, demographics, plan design, market conditions, and risk factors.
• Monitors underwriting workflow, business results, internal controls, and adherence to policies and guidelines.
• Evaluates underwriting exceptions, balancing risk with business objectives.
• Collaborates with Sales, Account Management, Actuarial, Finance and other partners on pricing, sales and renewal strategies.
• Serves as a subject matter expert on underwriting methodologies and risk assessment.
• Manages a portfolio of large and complex clients with underwriting analysis and recommendations.
• Participates in cross-functional initiatives to improve processes and controls.
• Provides technical guidance to underwriting associates.
• Determines renewal rates for large complex cases based on experience and demographics.

Skills

Advanced Excel

CPCU/CLU/HIAA

Education

BA/BS in related field

Job description

Group Underwriter Consultant Senior

Anticipated End Date: 2026-10-08

Location: This role requires associates to be in-office 1-2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office

Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.

How You Will Make an Impact:

• Develops and evaluates pricing and renewal strategies based on experience, demographics, plan design, market conditions, and other risk factors.
• Monitors underwriting workflow, business results, internal controls, and adherence to established policies, procedures, and guidelines.
• Evaluates and provides guidance on underwriting exceptions, balancing risk, competitive considerations, and business objectives.
• Collaborates with Sales, Account Management, Actuarial, Finance, and other matrix partners on pricing, sales, and renewal strategies.
• Serves as a subject matter expert on underwriting methodologies, rating practices, risk assessment, and business processes.
• Manages a portfolio of large and complex clients, providing underwriting analysis, recommendations, and ongoing consultation.
• Participates in cross-functional initiatives and identifies opportunities to improve underwriting processes, controls, tools, and operational effectiveness.
• Provides technical guidance and mentoring to underwriting associates.
• Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
• Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
• Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
• Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
• Performs post-sale reviews.
• Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements. Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
• Assists in establishing rating and administrative procedures.
• Participates in major multi-functional teams as underwriting representative.
• Assists in the technical development of underwriting associates, which may include monitoring reports and workflow to provide recommendations on productivity and efficiency improvements.
• Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.

Minimum Requirements:

• Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities, and Experiences:

• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred.
• Student health population experience and/or professional employer organizations (PEO) experience preferred.
• Advanced Microsoft Excel experience, including working with complex formulas and macros, is desired but not required.

Job Level: Non-Management Exempt

Workshift: 1st Shift (United States of America)

Job Family: UND > Group Underwriting

Who We Are

Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.

How We Work

At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.

We offer a rang