Group Underwriter Consultant Senior

The Elevance Health Companies, Inc.; Indianapolis (IN); Hybrid; USD 98,000 - 177,000; Full time

Benefits offered by this job

Comprehensive benefits package

401(k) + match

Equity stock purchase

Job summary

Elevance Health in the United States seeks a Group Underwriter Consultant Senior to determine acceptability of insurance risks and set premium rates for large, complex group cases.

As the most senior underwriting expert, you will lead rate development for RFPs, mentor team members, and collaborate across sales, actuarial, and product teams. This role supports a hybrid in-office/work-from-home model and rewards experience with a strong benefits package.

Qualifications

• Requires BA/BS in a related field and 7+ years of related experience.
• Experience determining acceptability of insurance risks and rates for large/group cases.
• Familiar with Fully Insured, Level Funded, and ASO funding arrangements.

Responsibilities

• Propose rates for prospective business using data and rate development.
• Own underwriting pieces of the RFP for large opportunities.
• Drive escalations within authority.
• Perform post-sale reviews and management reporting.
• Coordinate with other departments for accurate account reporting.
• Assist in rating and admin procedures.
• Mentor underwriting associates and guide improvements.

Skills

Excel

Office suite

Education

BA/BS in related field

Tools

CPCU

CLU

LOMA

HIAA

PAHM

Job description

Anticipated End Date: 2026-09-14

Position Title: Group Underwriter Consultant Senior

Job Description

Group Underwriter Consultant Senior Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.

The Group Underwriter Consultant Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is the most senior technical underwriting expert, and this role requires knowledge of all funding arrangements (Fully Insured, Level Funded, and ASO).

How You Will Make an Impact

Primary duties may include, but are not limited to:

• Propose rates for prospective business utilizing a combination of incumbent experience, demographic/census data and manual rates.
• For larger more complex new business opportunities, will own all Underwriting pieces of the RFP including rate/fee development, rate/fee templates, financial questions, and coordination with other specialty lines of business owners.
• Drive any escalation required within the limits of authority review.
• Perform post-sale reviews and management reporting, as applicable.
• Coordinate effectively with other departments to ensure accuracy and consistency of overall account reporting.
• Prepare any requested benefit change increments and decrements/plan alternatives.
• Assist in establishing rating and administrative procedures.
• Participate in major multi-functional teams as the Underwriting representative as applicable.
• Assist in the technical development of Underwriting associates, including mentoring, on the job training, and peer review.
• Demonstrate leadership by recommending and guiding efficiency improvements, process changes or any other opportunities to improve the Underwriters workflow/toolset.
• Negotiate, collaborate, and partner effectively with internal Sales leads/management and engage in Broker discussions/meetings as applicable.

Minimum Requirements

Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities, and Experiences

• Excel, Office products such as Word, PowerPoint
• CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred.

Salary

For candidates working in person or virtually in the below locations, the salary* range for this specific position is $98,160 to $176,688.

Locations

• Illinois
• New York
• Virginia

Benefits

• Comprehensive benefits package
• Incentive & recognition programs
• Equity stock purchase
• 401(k) +match
• Medical, dental, vision, short and long term disability benefits
• Stock purchase plan
• Life insurance
• Wellness programs
• Financial education resources

In addition to your salary, Elevance Health offers benefits such as a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements).

The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.

* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education, and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans.

The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company’s sole discretion, consistent with the law.

Job Level: Non-Management Exempt

Workshift: 1st Shift (United States of America)

Job Family: UND > Group Underwriting

Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.

Who We Are

Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.

How We Work

At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.

We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.

Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.

The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.

Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws.

Applicants who require accommodation to participate in the job application process should submit the following form: Accessibility Accommodation Request Form and a member of the team will be in contact.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Prospective employees required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.

NOTE: Workday keeps job postings active through 11:59:59 PM on the day before the listed end date. Example: If the end date is 3/13, the posting will automatically come down on 3/12 at 11:59:59 PM. In other words — the job is posted until 3/13, not through 3/13.

Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. Previously known as Anthem, Inc., we have evolved into a company focused on whole health and updated our name to better reflect the direction the company is heading.

Join our Talent Community and stay connected with company news, information, and future job opportunities.

Fueled by our bold purpose to improve the health of humanity, we are transforming from a traditional health benefits organization into a lifetime trusted health partner.Our nearly 100,000 associates serve approximately 100M+ people, at every stage of health. We address a full range of needs with an integrated whole health approach, powered by industry-leading capabilities and a digital platform for health.

Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws.

Applicants who require accommodation to participate in the job application process should submit the following form: Accessibility Accommodation Request Form and a member of the team will be in contact.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Prospective employees required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.

Please visit the Contract Worker Community Page.

Elevance Health is an Equal Opportunity Employer/Disability/Veterans.