Group Credit Controller

Revolut Ltd; United States; Hybrid; USD 46,000 - 51,000; Full time

Benefits offered by this job

Financial benefits

Work flexibility

Revolut Metal subscription

Team events

Job summary

Revolut Ltd is seeking a Group Credit Controller to lead credit accounting, IFRS 9 compliance, and ECL governance for the group. You will collaborate with retail and wholesale teams, support risk mitigation, and act as ECL model owner with strong data analysis skills.

This remote role spans multiple international locations, including Poland and other European markets, offering flexible work options and a pathway to influence Revolut's credit strategy across the group.

Qualifications

• Qualified accountant or equivalent certification required.
• IFRS 9 and expected credit losses (ECL) expertise including data, models, accounting, disclosure and controls.
• Experience with credit products across retail and wholesale segments.
• Impeccable data analysis skills, including proficiency in SQL.
• Logical, structured problem-solving approach and high motivation.

Responsibilities

• Ensure accurate accounting, reconciliation, presentation and disclosure of financial statement line items.
• Lead month-end, quarter-end and annual close processes including audits.
• Collaborate with Credit and Risk teams to ensure IFRS 9 compliance and business requirements.
• Support launch and growth of credit products across multiple locations.
• Identify credit exposures and ensure proper accounting under IFRS 9 and IFRS 7.

Skills

SQL

Data analysis

Education

Qualified accountant or equivalent certification

Job description

Group Credit Controller

Remote: Lithuania · Poland · Portugal · Romania · Spain

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Finance team keeps Revolut moving with clarity and confidence. From accounting to strategic support, they work across the business to assess risk, guide decisions, and drive growth. Their insight shapes everything from daily operations to long-term plans and plays a key role in how we scale.

We're looking for a Group Credit Controller to be the subject matter expert on credit-related topics across the group, such as retail, wholesale, and proactive risk mitigation strategies.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Ensuring the accurate accounting, reconciliation, presentation, and disclosure of financial statement line items
• Leading the month-end, quarter-end, and annual close processes, including audits for these areas
• Collaborating with Credit and Risk teams to ensure compliance of processes with IFRS 9 standards and business requirements, including retail, wholesale, and credit management
• Supporting the launch and growth of credit products across multiple locations
• Identifying credit exposures, ensuring proper accounting in line with IFRS 9 and IFRS 7 guidelines
• Serving as a key member of internal credit committees and acting as the ECL model owner for the group
• Establishing and maintaining robust internal controls (SOX) across credit and ECL processes
• Acting as the primary contact for external auditors (both group and local)

What you'll need

• To be a qualified accountant or have an equivalent certification
• Expertise in IFRS 9 standards and expected credit losses (ECL), including data, models, accounting, disclosure, and controls
• Experience with credit products across retail and wholesale segments
• Impeccable data analysis skills, including proficiency in SQL
• A logical and structured approach to problem-solving
• High motivation and a results-driven mindset

Nice to have

• Experience within a fast-growing organisation
• Familiarity with financial instruments, such as derivatives, hedging, and financial guarantees

Compensation range

• Poland: PLN15,300 - PLN17,000 gross monthly*
• Other locations: Compensation will be discussed during the interview process

*Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team