Group Credit Controller

Revolut; Town of Poland (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

Revolut is seeking a Group Credit Controller to lead IFRS 9/ECL governance across the group and support credit product growth across multiple locations, including retail and wholesale.

You will own month-end closes, liaise with auditors, and drive robust internal controls, all while turning data into actionable credit risk insights. This is a senior, impact-focused role within our Finance team.

Qualifications

• Qualified accountant or equivalent certification.
• Expertise in IFRS 9 and ECL, including data, models, accounting, and disclosures.
• Experience with credit products across retail and wholesale.
• Strong data analysis skills, including SQL.
• Structured, logical problem-solving approach.
• High motivation and a results-driven mindset.

Responsibilities

• Ensure accurate accounting, reconciliation, presentation, and disclosure of financial statement line items.
• Lead month-end, quarter-end, and annual close processes; include audits.
• Collaborate with Credit and Risk to ensure IFRS 9 compliance.
• Support launch and growth of credit products across multiple locations.
• Identify credit exposures and ensure proper accounting per IFRS 9 and IFRS 7.
• Serve on internal credit committees and act as ECL model owner.
• Establish and maintain robust internal controls (SOX) across credit and ECL.
• Act as primary contact for external auditors.

Skills

Data analysis

SQL

Problem solving

Results-driven

Education

Qualified accountant or equivalent certification

Job description

About The Role

The Finance team keeps Revolut moving with clarity and confidence. From accounting to strategic support, they work across the business to assess risk, guide decisions, and drive growth. Their insight shapes everything from daily operations to long-term plans and plays a key role in how we scale. We’re looking for a Group Credit Controller to be the subject matter expert on credit‑related topics across the group, such as retail, wholesale, and proactive risk mitigation strategies.

What You’ll Be Doing

• Ensuring the accurate accounting, reconciliation, presentation, and disclosure of financial statement line items
• Leading the month‑end, quarter‑end, and annual close processes, including audits for these areas
• Collaborating with Credit and Risk teams to ensure compliance of processes with IFRS 9 standards and business requirements, including retail, wholesale, and credit management
• Supporting the launch and growth of credit products across multiple locations
• Identifying credit exposures, ensuring proper accounting in line with IFRS 9 and IFRS 7 guidelines
• Serving as a key member of internal credit committees and acting as the ECL model owner for the group
• Establishing and maintaining robust internal controls (SOX) across credit and ECL processes
• Acting as the primary contact for external auditors (both group and local)

What You’ll Need

• Being a qualified accountant or having an equivalent certification
• Expertise in IFRS 9 standards and expected credit losses (ECL), including data, models, accounting, disclosure, and controls
• Experience with credit products across retail and wholesale segments
• Impeccable data analysis skills, including proficiency in SQL
• A logical and structured approach to problem‑solving
• High motivation and a results‑driven mindset

Nice to Have

• Experience within a fast‑growing organisation
• Familiarity with financial instruments such as derivatives, hedging, and financial guarantees

Diversity and Inclusion

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.