Global Token Product Lead — Scale Tokenized Commerce

Visa; Foster City (CA); Hybrid; USD 172,000 - 276,000; Full time

Job summary

Visa is seeking a Senior Product Manager for Global Token Products to own end-to-end product management of token-based initiatives, spanning strategy, requirements, and delivery across a global token service program. The role partners with engineering, analytics, design, legal, and commercial teams in a highly matrixed organization.

Hybrid work with in-office days confirmed by the Hiring Manager, with a focus on growing tokenized commerce and new wallet form factors.

Qualifications

• 8+ years of work experience with a Bachelor’s Degree or 5+ years with an Advanced Degree (e.g., Masters/ MBA/JD/MD) or 2+ years with a PhD
• Proven experience owning product management end-to-end — strategy, requirements, and delivery — ideally in payments, fintech, or token/credential technology
• Deep understanding of the four-party payment ecosystem, the token lifecycle (provisioning, authorization, routing, lifecycle management), and card network economics
• Experience applying extremely agile and agentic delivery principles across design, development, testing, and delivery; backlog prioritization with engineering partners
• Experience building and presenting business cases, roadmaps, and go-to-market plans to senior stakeholders
• Experience partnering directly with external partners — issuers, acquirers, wallets, merchants — to drive adoption and resolve integration or performance gaps
• Familiarity with digital wallets, credential/identity standards (e.g., EMV tokenization, verifiable credentials), or emerging payment models (e.g., agentic commerce, stablecoins) is required
• Strong analytical skills and sound business judgment; able to translate data into clear, actionable recommendations
• Excellent communicator and collaborator, able to influence stakeholders and drive execution across a complex, matrixed global organization
• Digital fluency, including comfort using Generative AI tools (e.g., ChatGPT, Claude Code, VS Code, GitHub Copilot) to support everyday work

Responsibilities

• Own product strategy and roadmap for growing tokenized commerce adoption globally
• Drive workstreams with named strategic accounts to close provisioning, adoption, and performance gaps
• Define and launch new product frameworks, incentive structures, or compliance mechanisms
• Partner with engineering and data teams to improve authorization and provisioning success rates
• Build and maintain performance evidence base and translate into partner-specific business cases
• Own end-to-end product lifecycle for next-generation token-native products
• Establish repeatable frameworks and decision criteria for other Visa product teams
• Drive credential and identity specification work for token security across wallets and devices
• Apply an evaluation framework to advance long-horizon payment bets from concept to delivery
• Translate market trends into clear product requirements and backlog prioritization
• Lead cross-functional execution to ship on time, on budget, and at quality
• Contribute to business cases, investment recommendations, and go-to-market plans
• Monitor and report on product performance using data-driven insights and iterate

Skills

Product management

Agile delivery

Partner enablement

Analytical skills

Generative AI tools

Education

Bachelor’s Degree

Advanced Degree (MBA/JD/MD)

PhD

Tools

Jira

Generative AI tools

Job description

Visa is seeking a Senior Product Manager for Global Token Products to own end-to-end product management of token-based initiatives, spanning strategy, requirements, and delivery across a global token service program. The role partners with engineering, analytics, design, legal, and commercial teams in a highly matrixed organization.

Hybrid work with in-office days confirmed by the Hiring Manager, with a focus on growing tokenized commerce and new wallet form factors.