Global Credit Risk Analyst — Drive Growth & Mitigate Risk

Global Payments; Cincinnati (OH); On-site; USD 70,000 - 95,000; Full time

Job summary

Global Payments is seeking a Credit Analyst to join our Credit Risk Team, helping shape how we assess financial data and make risk-informed decisions that balance opportunity with growth. You will influence credit outcomes with sales partners and relationship managers, ensuring high-quality portfolio performance and alignment with risk policies while supporting ongoing process improvements.

As a valued contributor, you will analyze complex data sources, articulate insights to senior leadership,

Qualifications

• Bachelor's degree in Finance, Accounting, Statistics, Business or related field.
• Proven experience analyzing financial statements, credit data and risk indicators to make sound credit recommendations.
• Ability to balance risk management with commercial objectives while delivering high-quality outcomes.
• Strong communication and influencing skills to explain complex decisions and build credibility.

Responsibilities

• Drive informed credit decisions that enable profitable growth while managing risk per credit strategies.
• Strengthen portfolio performance by evaluating risk exposure and recommending mitigations.
• Influence commercial outcomes by structuring credit solutions and communicating decisions to sales partners and clients.
• Enhance risk management practices by providing insights to support policy adherence and decision-making frameworks.
• Deliver executive-level credit assessments and recommendations to leadership.

Skills

Credit Analysis

Financial Statement Analysis

Risk Management

Communication Skills

Independent Work

Education

Bachelor's degree in Finance/Accounting/Statistics/Business

Tools

Excel

Job description

Global Payments is seeking a Credit Analyst to join our Credit Risk Team, helping shape how we assess financial data and make risk-informed decisions that balance opportunity with growth. You will influence credit outcomes with sales partners and relationship managers, ensuring high-quality portfolio performance and alignment with risk policies while supporting ongoing process improvements.

As a valued contributor, you will analyze complex data sources, articulate insights to senior leadership,