FVP, Product Management - Borrow

Axos Bank; San Diego (CA); On-site; USD 165,000 - 185,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Insu

Paid Sick Leave, 3 weeks’ Vacation, H

HSA or FSA account

401(k) Retirement Saving Plan with Em

Employee Mortgage Loan Program and Axo

Job summary

Axos Clearing LLC in San Diego, CA, is seeking a Senior Product Manager - Borrow to own the end-to-end Borrow experience roadmap within the Axos digital ecosystem. This role will define and execute a product vision that delivers products customers love while serving the business and achieving product-market fit.

The position reports to the SVP, Head of Consumer Product and will present strategy and KPI to executive leadership.

Qualifications

• Bachelor's degree or higher is required.
• 5+ years of product management, consulting, or related experience.
• 3+ years of product leadership or related management experience.
• Experience in digital lending, fintechs, or related industry.
• Experience working with geographically diverse teams.
• Experience integrating AI capabilities into a D2C product experience.
• Product ownership experience with KPI accountability.
• Analytics and reporting experience using tools like Tableau, Pendo.

Responsibilities

• Product Strategy: Product Vision, Approach, and Roadmap definition to differentiate Axos from the Market and drive business results
• Industry Expertise: Competitive Analysis/benchmarking and Industry Trends documentation to proactively identify new product opportunities and innovation to meet customer needs
• Presentation Capabilities: Engagement with senior execs (SVP, EVP, CEO) align product roadmaps with business needs and strategy
• Execution: Lead large-scale platform initiatives that drive measurable customer impact by collaborating with stakeholders from the Business Units, UI/UX, Technology, and Operations to identify optimal solutions to complex problems
• Delivery: Drive GTM execution through cross-functional dependency alignment (Marketing, Sales, Operations, etc.)
• Coordination: Regular communication with other product team members and business stakeholders to ensure product alignment across functional areas and business lines
• Experimentation: A/B testing of solution alternatives to continuously learn and optimize KPI
• Ownership: Review and manage product reporting (adoption, usage, funnel conversion, etc.) to consistently evaluate and refine product area functionality
• Vendor Management: Vendor / Partnership relationship, Build vs. Buy Analysis, ROI modeling
• Team Management: Oversee multiple VPs and ensure functional alignment. Responsible for talent development, succession planning, and performance management
• Efficiency: Leverage AI in all processes to efficiently deliver work

Skills

Product management

Strategic thinking

Leadership

Cross-functional collaboration

AI integration

Analytics & KPI ownership

Communication skills

Education

Bachelor's degree or higher

Tools

Tableau

Pendo

Job description

Axos Clearing LLC

Target Range:

$165,000.00 /Yr. - $185,000.00 /Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 15%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 15%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

Axos was born digital, providing consumer banking services without any brick-and-mortar locations and has continued evolving since. The Axos consumer product team drives the vision and roadmap for this evolution and is adding an FVP, Product Management - Borrow (Mortgages, Lines of Credit, Unsecured, etc.) to the team.

This individual will be responsible for owning the end-to-end Borrow experience roadmap (Loan management, Payments, Notifications, Cross-Sell, etc.) within the Axos digital ecosystem. In this senior role, this individual will be expected to define and execute upon a product vision that delivers products and services that our customers love while serving our business. This individual will be responsible for achieving product-market fit and will be accountable for all OKR in their product area. This role will report to the SVP, Head of Consumer Product and will be regularly presenting strategy, status, and KPI to executive leadership.

Responsibilities:

• Product Strategy: Product Vision, Approach, and Roadmap definition to differentiate Axos from the Market and drive business results
• Industry Expertise: Competitive Analysis/benchmarking and Industry Trends documentation to proactively identify new product opportunities and innovation to meet customer needs
• Presentation Capabilities: Engagement with senior execs (SVP, EVP, CEO) align product roadmaps with business needs and strategy
• Execution: Lead large-scale platform initiatives that drive measurable customer impact by collaborating with stakeholders from the Business Units, UI/UX, Technology, and Operations to identify optimal solutions to complex problems
• Delivery: Drive GTM execution through cross-functional dependency alignment (Marketing, Sales, Operations, etc.)
• Coordination: Regular communication with other product team members and business stakeholders to ensure product alignment across functional areas and business lines
• Experimentation: A/B testing of solution alternatives to continuously learn and optimize KPI
• Ownership: Review and manage product reporting (adoption, usage, funnel conversion, etc.) to consistently evaluate and refine product area functionality
• Vendor Management: Vendor / Partnership relationship, Build vs. Buy Analysis, ROI modeling
• Team Management: Oversee multiple VPs and ensure functional alignment. Responsible for talent development, succession planning, and performance management
• Efficiency: Leverage AI in all processes to efficiently deliver work

Requirements:

• Bachelor's degree or higher
• 5+ years of product management, consulting, or related experience
• 3+ years of product leadership or related management experience
• Experience in Digital lending experiences, fintechs, and/or other related industry experience
• Experience working with geographically diverse teams
• Experience integrating AI capabilities into a D2C product experience
• Product based experience demonstrating key feature ownership and KPI accountability
• Demonstrated ability to lead a diverse team by example, establishing processes, guiding best practices, and developing team member skills
• Analytics and reporting experience using tools like Tableau, Pendo, etc.

Key Knowledge, Skills and Experience:

• Ability to generate a product vision and define a path to success
• Deep understanding of the Software Development Lifecycle
• Emotional intelligence to effectively manage cross functional project teams
• Individual with a genuine passion for solving customer problems and building digital experiences
• Strong organizational skills with the ability to manage multiple initiatives simultaneously
• Ability to adapt quickly and reprioritize to match shifting priorities
• Exceptional work ethic; proactively and energetically drives desired outcomes
• Proven ability to “manage up” and promote accountability
• Excellent verbal and written communication skills, both technical and non-technical
• Demonstrable track record of achieving the outcomes above in a fast-paced, dynamic environment

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)