Funding Manager Mortgage Warehouse

First Horizon Corp.; Germantown (TN); On-site; USD 70,000 - 110,000; Full time

Job summary

First Horizon Corp. is seeking an experienced professional to manage construction draw documentation for mortgage warehouse lending. You will review initial packages, ensure required documents, and work with clients to resolve funding issues.

You will collect inspection photos, reconcile progress against funded amounts, and calculate eligible advances. Attention to detail and cross-functional collaboration are essential in this role.

Qualifications

• 3+ years in mortgage warehouse lending or related field.
• Experience with 1003s, appraisals, closing disclosures, draw requests, inspections, and CO/Completion docs.
• Ability to validate inspection percent complete, reconcile to funded-to-date.
• Strong documentation review and reconciliation skills; high accuracy in calculations and recordkeeping.

Responsibilities

• Receive and review initial construction packages.
• Ensure required documentation is obtained for each draw request.
• Work directly with clients to resolve complex documentation or funding issues.
• For each draw, collect and assess inspection/progress photos; reconcile percent complete to funded-to-date and remaining to complete.
• Calculate eligible advances for each construction draw.
• Monitor and elevate documentation gaps and exceptions to the PM and RM, as applicable.
• Partner with associates (PMs, RMs, Operations) and clients' funding teams to resolve documentation gaps and timing issues.
• Contribute to procedure updates and control enhancements focused on accuracy, turnaround time, and risk containment.

Skills

Documentation review

Reconciliation

Accuracy

Education

Bachelor's degree

Tools

Excel

Job description

Key responsibilities

• Receive and review initial construction packages.
• Ensure required documentation is obtained for each draw request.
• Work directly with clients to resolve complex documentation or funding issues.
• For each draw, collect and assess inspection/progress photos; reconcile percent complete to funded-to-date and remaining to complete.
• Calculate eligible advances for each construction draw.
• Monitor and elevate documentation gaps and exceptions to the PM and RM, as applicable.
• Partner with associates (PMs, RMs, Operations) and clients' funding teams to resolve documentation gaps and timing issues.
• Contribute to procedure updates and control enhancements focused on accuracy, turnaround time, and risk containment.

Qualifications

• 3+ years in mortgage warehouse lending and/or related industry experience (e.g., construction draw administration or mortgage operations with draw funding responsibilities); title/closing or loan administration experience preferred.
• Skilled in reviewing 1003s, appraisals, closing disclosures, draw requests, inspections, and CO/Completion documentation.
• Ability to validate inspection percent complete, reconcile to funded-to-date, and apply FHB advance limits.
• Strong documentation review and reconciliation skills; high accuracy in calculations and recordkeeping.
• Proficiency with warehouse/LOS platforms and Excel for tracking, reconciliations, and reporting.
• Clear written and verbal communication with internal associates and clients; able to manage volume and deadlines.
• Bachelor's degree preferred.