Funding Analyst

Navitas Credit Corp.; Columbia (SC); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Navitas Credit Corp. in Columbia, SC is seeking a Funding Analyst to apply Navitas Credit Funding Guidelines to transactions, assess packages for risk, and ensure customer service aligns with company standards.

The role reports to the Funding Director and requires keen attention to detail, strong analytical ability, and solid communication. You will verify yields, coordinate with brokers, lessees/borrowers, and internal teams, and participate in on-site inspections.

Qualifications

• AA degree or equivalent from two-year college or technical school, or 6 months to 1 year related experience.
• Ability to read, interpret, and apply policies and procedures.
• Strong written and verbal communication skills for routine reports and interactions.
• Proficiency with MS Office; QuickBooks or amortization software is a plus.
• Highly organized, detail-oriented, with the ability to manage multiple priorities.

Responsibilities

• Apply Navitas Funding Guidelines to transactions, assessing risks and exceptions.
• Communicate with brokers, vendors, lessees/borrowers and team members regarding funding questions.
• Verify Navitas' yield and ensure commissions align with guidelines.
• Judge accuracy of verbal statements and written documents.
• Order and evaluate on-site inspection verifications and reports.

Skills

Analytical thinking

Communication

Problem solving

Attention to detail

Time management

Education

AA degree or equivalent

Tools

Excel

Microsoft Office

QuickBooks

Amortization software

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Funding Analyst

Full Time Columbia, SC, US

At Navitas Credit, our success is built on the strength of our people. We are guided by superior knowledge, a passion for delivering quality service, and the trust we have earned from our indirect and direct partners, as well as our team members.

We are seeking a Funding Analyst who will be responsible for applying Navitas Credit Funding Guidelines to transactions, while evaluating packages to protect Navitas' interest and effectively serve the customer by performing the following duties. This position will report directly to the Funding Director.

Essential Duties and Responsibilities:

• Core duties and responsibilities include the following. Other duties may be assigned.
• Interprets and accurately applies guidelines to standard funding packages, while checking for accuracy, acceptability and completeness, after successful completion of training, identifies exceptions to guidelines and determines the risk inherent to those exceptions, and makes the decision whether to fund the transaction.
• Assists, corresponds and communicates with brokers, vendors, lessee/borrowers and co-workers regarding funding and documentation questions and concerns.
• Verifies Navitas' yield is met on each transaction and commissions are within guidelines.
• Judges the accuracy of verbal statements and questionable written documents.
• Orders and evaluates on-site inspection verifications and reports.

To perform the job successfully, an individual should demonstrate the following competencies:

• Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data.
• Design - Demonstrates attention to detail.
• Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations.
• Technical Skills - Assesses own strengths and weaknesses; Strives to continuously build knowledge and skills; Shares expertise with others.

Interpersonal

• Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service; Responds to requests for service and assistance; Meets commitments.
• External Working Relationships – Develops and maintains courteous and effective working relationships with clients, vendors and/or any other representatives of external organizations.

Organization

• Business Acumen - Demonstrates knowledge of market and competition; Aligns work with strategic goals; Analyzes market and competition and adapts strategy to changing conditions.
• Cost Consciousness - Works within approved budget; Develops and implements cost saving measures.
• Business Necessity – The needs of the employer may be dependent on responding to and anticipating rapidly changing external and internal demands in all aspects of how business is conducted. This may include, but is not limited to, organization structure, finances, goals, personnel, work processes, technology, and customer demands. Therefore, it may become necessary to make modifications to how business is conducted and work is accomplished, with minimal or no advance notice to employees. Accordingly the employee must be capable of adapting, with minimal or no advance notice, to changes in how business is conducted and work is accomplished, with no diminishment in work performance.
• Safety and Security –All employees are responsible for observing safety and security procedures as applicable and reporting potentially unsafe conditions to management.

Education & Experience:

• Associate's degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.

Required Knowledge, Skills, and Abilities

• Ability to read, interpret, and apply policies, procedures, safety guidelines, operating instructions, and other business-related documents.
• Strong written and verbal communication skills, with the ability to prepare routine reports, correspondence, and effectively communicate with employees, customers, vendors, and business partners.
• Proficiency with Microsoft Office Suite, including Excel, Word, and Outlook; experience with QuickBooks, TValue or similar amortization software, and other business applications preferred.
• Highly organized, detail-oriented, and capable of managing multiple priorities in a fast-paced environment.
• Ability to work effectively under deadlines, adapt to changing priorities, and maintain professionalism under pressure.
• Strong analytical and mathematical skills, including the ability to calculate percentages, interest, commissions, discounts, and apply basic algebraic concepts.
• Sound judgment, problem-solving, and decision-making skills, with the ability to analyze information and resolve issues in a timely manner.
• Demonstrated ability to maintain confidentiality and handle sensitive information with discretion.
• Strong interpersonal skills with the ability to build effective working relationships, collaborate across departments, and provide exceptional customer service.
• Commitment to ethical conduct, accountability, diversity, inclusion, and organizational values.
• Self-motivated with a demonstrated ability to take initiative, adapt to changing conditions, and continuously improve processes and work quality.
• Ability to prioritize workload, meet productivity expectations, and consistently deliver accurate and timely results.
• Regular interaction with brokers, vendors, lessees/borrowers, and external business partners to facilitate day-to-day operations.
• Frequent collaboration with Credit, Accounting, Customer Service, and other internal departments to support business objectives and ensure efficient workflow.
• Ongoing coordination with third-party service providers, including inspection companies and other vendors, as required.
• Must be punctual and timely in meeting all requirements of performance, including, but not limited to, attendance standards and work deadlines; beginning and ending assignments on time; and scheduled work breaks; where applicable.

Disclaimer and Working Environment:

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

This position description is intended to describe the essential functions and general nature of the position and is not intended to be an exhaustive list of all duties, responsibilities, or qualifications. Management reserves the right to modify, assign, or remove duties and responsibilities at any time consistent with business needs. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions of the position.

This position is classified as primarily sedentary and generally requires prolonged periods of sitting, as well as occasional standing, walking, bending, reaching, stooping, and use of hands and fingers to operate office equipment. The position may occasionally require lifting, carrying, pushing, pulling, or moving items weighing up to 20 pounds.