Funder

Dream Finders Homes; Bluffton, Northern (SC, KY); Hybrid; USD 45,000 - 65,000; Full time

Benefits offered by this job

Health Insurance

401(k) with company match

Paid time off and holidays

Employee Wellness Programs

Home Purchase Discount for Associates

Pet Insurance

Job summary

JetHomeLoans is seeking a Mortgage Funder in Bluffton, SC to ensure accurate, complete, and compliant mortgage loan documentation. You will collaborate with loan officers and underwriters to fund loans timely and accurately.

The role requires 2+ years in mortgage funding or related fields, strong knowledge of lending regulations, and proficiency in processing software and MS Office. Attention to detail and communication skills are essential.

Qualifications

• High school diploma or equivalent required; associate's or bachelor's degree preferred.
• Minimum of 2 years in mortgage funding, underwriting, or related role.
• Strong knowledge of mortgage lending regulations and compliance requirements.
• Proficient in mortgage processing software and Microsoft Office Suite.
• Excellent attention to detail and organizational skills.
• Strong communication and interpersonal skills.
• Ability to work under pressure and meet deadlines.

Responsibilities

• Review and verify loan documentation for accuracy and completeness.
• Ensure conditions are met before loan disbursement.
• Coordinate with loan officers, underwriters, processors, closers and closing agents.
• Communicate with borrowers to obtain additional documentation as needed.
• Ensure compliance with federal, state, and local regulations and company policies.
• Prepare and process loan funding documents and verify funding calculations.
• Upload funding documents and ensure documented approval of funding.
• Maintain accurate records of all funding activities and documentation.
• Identify and resolve issues or discrepancies during funding process.
• Provide exceptional customer service and escalate delays to Closing Management.

Skills

Mortgage funding

Mortgage processing software

Microsoft Office

Attention to detail

Communication skills

Time management

Education

High school diploma

Associate's degree

Bachelor's degree

Job description

The Mortgage Funder is responsible for ensuring that all mortgage loan documentation is accurate, complete, and compliant with regulatory requirements and company policies. This role involves working closely with loan officers, underwriters, and closing teams to facilitate the timely and accurate funding of mortgage loans.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Review and Verify Documentation:
  • Examine and verify loan documents for accuracy and completeness, including loan applications, credit reports, income verification, and title reports.
  • Ensure all conditions and requirements are met before loan disbursement.
• Coordinate with Stakeholders:
  • Collaborate with loan officers, underwriters,processors, closersand closing agents to address any issues or discrepancies.
  • Communicate with borrowers to obtain additional documentation or information as needed.
• Compliance and Quality Control:
  • Ensure all loan transactions comply with federal, state, and local regulations, as well as company policies and procedures.
  • Maintain up-to-date knowledge of industry regulations and best practices.
• Funding Process:
  • Prepare and process loan funding documents, includingapprovingdisbursement of funds to appropriate parties.
  • Review and verify the accuracy of funding calculations and ensure timely funding of loans.
  • Upload funding documents to appropriate folder, and input data to ensure documented approval of funding
• Record Keeping:
  • Maintain accurate records of all funding activities and documentation.
  • Ensure that all files are organized and stored in accordance with company policies and regulatory requirements.
• Problem Resolution:
  • Identify and resolve any issues or discrepancies that arise during the funding process.
  • Provide exceptional customer service to resolve borrower concerns and inquiries.
  • Escalate all funding delays to Closing Management

EXPERIENCE, SKILLS, KNOWLEDGE

• Education:High school diploma or equivalent required; associate's or bachelor's degree in finance, business, or a related field preferred.
• Experience:Minimum of 2 years of experience in mortgage funding, underwriting, or a related role.
• Skills:
• Strong knowledge of mortgage lending regulations and compliance requirements.
• Proficient in mortgage processing software and Microsoft Office Suite.
• Excellent attention to detail and organizational skills.
• Strong communication and interpersonal skills.
• Ability to work effectively under pressure and meet deadlines.

PHYSICAL DEMANDS:

While performing the responsibilities of the job, the employee is required to talk and hear. Vision abilities required by the job are close vision. The employee is often required to sit and use their hands and fingers to handle, feel, and operate office equipment such as a computer, copier, and office supplies.

In addition, the employee is occasionally required to stand, walk, reach with their arms and hands, and to stoop, kneel or crouch. Reasonable accommodations can be made to enable employees with disabilities to perform the described essential functions of the job.

Note: This document describes the minimum, essential duties, responsibilities, skills, abilities, effort, and working conditions of the position. It in no way implies that these are the only functions to be performed by the incumbent. Workers are required to follow any other job-related instructions and to perform any job-related functions requested by a supervisor or manager. Successful performance requires that the incumbent possess and utilize the abilities and skills described. All functions are subject to reasonable modification to accommodate individuals with disabilities. Some functions may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or others.

Equal Opportunity Employer

#JetHomeLoans

Location(s)

12 Johnston Way Unit A and B , Bluffton , SC 29910 , United States

Compensation

n/a

Benefits

Our benefits include: Health Insurance - Medical, Dental & Vision; Vacation & Holidays -- generous PTO & 11 holidays; 401(k) Savings Plan with company match, Employee Wellness and Employee Assistance Programs, Home Purchase Discount for Associates, Pet Insurance.

Posting Close Date

n/a