Fully Remote Benefits Account Consultant

AIL; United States; Remote; USD 90,000 - 120,000; Full time

Benefits offered by this job

Weekly pay

Medical premium reimbursement

Online training resources

Mentorship program

Union representation

Job summary

American Income Life is seeking a Fully remote Benefits Accounts Consultant to help clients understand life, health, and accident coverage options. You will work remotely with virtual appointments, network from warm leads, and guide families to informed coverage choices.

This role emphasizes independence, ongoing training, mentorship, and performance-based earnings within a trusted, long-standing organization serving members for over 70 years.

Qualifications

• Strong verbal and written communication abilities.
• Proven ability to build and maintain client relationships.
• Structured, organized, and detail-focused approach.

Responsibilities

• Connect with prospective clients from warm lead sources.
• Schedule and conduct virtual client appointments.
• Identify coverage needs for individuals and families.
• Explain life, health, and accident insurance options.
• Provide clear answers to client questions and guidance.

Skills

Communication skills

Relationship-building

People-oriented mindset

Organized & detail-oriented

Independent & collaborative

Job description

Fully Remote Benefits Account Consultant

Remote - Irvine, California, United States

Sep 14, 2026

$90,000 - $119,981/year

Position Overview

AO Globe Life is seeking a Client Coverage Advisor to help individuals and families understand insurance products that may support their financial protection goals. You will work remotely, speak with clients through virtual appointments, and provide a clear, helpful experience throughout the coverage review process.

This position is well suited for someone who is motivated, people-oriented, and ready to grow professionally through ongoing training and mentorship.

Responsibilities

Connect with prospective clients from warm lead sources

Schedule and conduct virtual client appointments

Identify individual and family coverage needs

Explain life, supplemental health, and accident insurance options

Provide clear answers to client questions

Help clients make informed decisions

Follow up professionally and maintain client relationships

Participate in team training and coaching programs

What We Offer

Warm leads provided by the company

Weekly pay

Unlimited earning potential

Medical insurance premium reimbursement

Online training resources and ongoing development

Daily coaching and mentorship

Performance incentive opportunities

OPEIU Local 277 union representation

Growth potential with an established organization serving members for 70 years

Qualifications

Excellent verbal, written, and listening skills

Strong relationship-building ability

People-oriented and client-focused mindset

Organized and detail-oriented

Comfortable with computer functions and virtual communication

Able to work independently and collaboratively

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.

American Income Life Insurance Company provides supplemental insurance benefits to working families through partnerships with unions and associations, boasting over $3 billion in assets and strong financial ratings.

1200 Wooded Acres Drive, Waco, TX 76797, US