Fraud Strategy Data Scientist: Detect & Improve

Tally; San Francisco (CA); Hybrid; USD 125,000 - 145,000; Full time

Benefits offered by this job

Medical benefits

401(k) match

Flexible PTO

Parental leave (up to 16 weeks)

Job summary

Happen Bank is seeking an Associate Data Scientist for its Fraud and Data Science team in San Francisco. You will turn complex data into actionable insights, develop analytical solutions to strengthen fraud strategies, and partner across Fraud, Risk, Product, Technology, and Operations.

You will analyze large datasets with SQL and Python, build dashboards, monitor model performance, and translate findings into practical recommendations.

Qualifications

• 2+ years of experience in data science, fraud analytics, decision science, or a related analytical role.
• Hands-on experience using SQL and Python to work with large datasets and produce reproducible analysis.
• Working knowledge of statistical analysis, data visualization, and model or strategy performance measurement.

Responsibilities

• Analyze large, complex datasets using SQL and Python to identify fraud patterns, emerging risks, and opportunities to improve decision-making.
• Support the development and implementation of fraud detection strategies, rules, and models based on data analysis and business requirements.
• Monitor fraud trends, loss metrics, strategy performance, and key indicators, investigating anomalies and translating findings into actionable insights.
• Build and maintain reliable queries, dashboards, and reporting using established data and business intelligence standards.
• Evaluate new internal and external data sources, features, and analytical techniques for predictive value, data quality, and practical application.
• Develop repeatable processes to monitor model and strategy performance, data accuracy, and changes in population behavior.
• Partner with cross-functional teams to translate business questions into analytical approaches and support solutions from analysis through implementation.
• Use AI-assisted tools where appropriate to accelerate exploration, coding, and documentation while validating outputs and protecting sensitive data.

Skills

SQL

Python

Fraud Analytics

Data Analysis

Communication

Education

Bachelor's degree or higher

Tools

Tableau

Job description

Happen Bank is seeking an Associate Data Scientist for its Fraud and Data Science team in San Francisco. You will turn complex data into actionable insights, develop analytical solutions to strengthen fraud strategies, and partner across Fraud, Risk, Product, Technology, and Operations.

You will analyze large datasets with SQL and Python, build dashboards, monitor model performance, and translate findings into practical recommendations.