Fraud Risk Investigator

Discover Financial Services, Inc.; United States; Remote; USD 60,000 - 80,000; Full time

Job summary

Join a leading digital banking and payments company where you'll play a crucial role in identifying and mitigating fraud threats. In this position, you'll collaborate with internal and external partners to develop strategies that protect payment data. With a strong emphasis on growth and teamwork, this role offers the chance to make a real impact while enjoying a supportive culture. The company values your unique contributions and provides opportunities for professional development, making it an exciting place to build your future.

Benefits

Paid Parental Leave

Paid Time Off

401(k) Plan

Medical, Dental, Vision

Short and Long Term Disability

Life Insurance

Recognition Program

Education Assistance

Commuter Benefits

Employee Stock Purchase Plan

Qualifications

• 4+ years experience in Fraud or Information Security.
• Experience in Engineering or Decision Analytics is a plus.

Responsibilities

• Identify and mitigate threats to the payments environment.
• Manage fraud and security risk management programs.

Skills

Fraud Prevention

Information Security

Risk Management

Analytical Skills

Education

Bachelor's in Security and Intelligence

Master's in Security and Intelligence

Job description

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies.We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You'll Do

Responsible for partnering with internal and external teams to identify new and evolving threats to the payments environment. Develop and deploys countermeasures to help prevent payment data compromises and mitigate fraud losses.

Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.


How You'll Do It

• Consults with internal and external partners and customers to clearly understand the threat environment and develop appropriate mitigation strategies.
• Collaborates with management to meet loss and expense objectives. Manages fraud and security risk management programs.
• Represents the company at industry events.

Qualifications You'll Need
Minimum Requirements

• Bachelors Security and Intelligence, Finance, Information Technology, Analytics or related
• 4+ years Fraud, Information Security, Engineering, Criminal Justice, Decision Analytics, or related experience

In Lieu of Education Experience

• 6+ years Fraud, Information Security, Engineering, Criminal Justice, Decision Analytics, or related experience

Preferred Requirements

• Masters Security and Intelligence, Finance, Information Technology, Analytics or related
• 6+ years Fraud, Information Security, Engineering, Criminal Justice, Decision Analytics, or related experience
• Other: Certified Fraud Examiner (CFE) Upon Hire
• Other: PCIP Upon Hire

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• Occasionally move about the work environment to complete the major responsibilities of the job.
• No
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally. Ability to communicate in written form.
• Travel Requirements - Travel up to 10% of the time.

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

Application Deadline:

The application window for this position is anticipated to close on May-12-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

About This Role

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies.We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You'll Do

Responsible for partnering with internal and external teams to identify new and evolving threats to the payments environment. Develop and deploys countermeasures to help prevent payment data compromises and mitigate fraud losses.

Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.


How You'll Do It

• Consults with internal and external partners and customers to clearly understand the threat environment and develop appropriate mitigation strategies.
• Collaborates with management to meet loss and expense objectives. Manages fraud and security risk management programs.
• Represents the company at industry events.

Qualifications You'll Need
Minimum Requirements

• Bachelors Security and Intelligence, Finance, Information Technology, Analytics or related
• 4+ years Fraud, Information Security, Engineering, Criminal Justice, Decision Analytics, or related experience

In Lieu of Education Experience

• 6+ years Fraud, Information Security, Engineering, Criminal Justice, Decision Analytics, or related experience

Preferred Requirements

• Masters Security and Intelligence, Finance, Information Technology, Analytics or related
• 6+ years Fraud, Information Security, Engineering, Criminal Justice, Decision Analytics, or related experience
• Other: Certified Fraud Examiner (CFE) Upon Hire
• Other: PCIP Upon Hire

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• Occasionally move about the work environment to complete the major responsibilities of the job.
• No
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally. Ability to communicate in written form.
• Travel Requirements - Travel up to 10% of the time.

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

Application Deadline:

The application window for this position is anticipated to close on May-12-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $77,500.00 to $131,500.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com .

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work.To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email [e-mail] .Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance ).

Positions marked as remote eligible are limited to remote locations within the country in which the position is based.

Applicants must be 18 or older at the time of hire.

Learning & Development

Never get tired of learning

Mentors, a Tech Academy, Shine Brighter U: there are all sorts of ways to develop as part of our team. We hope they inspire you to grow. After all, brighter futures are what we’re all about.

With our benefits, life’s easier – which means you’re free to grow

Join us and you can expect a whole lot of rewards. From Health and insurance to on-site fitness centers, there’s everything you need to thrive – in and out of work.

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Application Process

A step-by-step guide to kicking off a career with us.

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Step two

Join us for an interview

03

Step three

Receive your offer (subject to screening)

04

Step four

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