Fraud & Risk Analytics Specialist

SmartBank; Chattanooga (TN); On-site; USD 60,000 - 90,000; Full time

Job summary

SmartBank is seeking a Fraud Analyst to investigate unusual or high-risk financial activity and help mitigate fraud across our Southeast operations. You will analyze patterns, root causes, and red flags to improve automated and tech-based fraud solutions while maintaining high attention to detail and strict deadlines.

The role requires a Bachelor’s degree (preferred) and 2–5 years of related experience, plus annual fraud training.

Qualifications

• Bachelor's degree preferred.
• Two to five years of related experience.
• Annual fraud training will be required.

Responsibilities

• Upholds SmartBank Core Values and Core Purpose.
• Performs ongoing analysis of reports, alerts, and accounts to detect questionable and/or fraudulent activity.
• Reviews fraud alerts from Verafin and other monitoring systems to identify potential illegal activity.
• Complies with all applicable laws and regulations including the Bank Secrecy Act.
• Participates in fraud awareness and prevention training.
• Performs other duties as assigned.

Skills

Attention to detail

Analytical thinking

Critical thinking

Fast learner

Strong computer literacy

Education

Bachelor's degree preferred

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

SmartBank is seeking a Fraud Analyst to investigate unusual or high-risk financial activity and help mitigate fraud across our Southeast operations. You will analyze patterns, root causes, and red flags to improve automated and tech-based fraud solutions while maintaining high attention to detail and strict deadlines.

The role requires a Bachelor’s degree (preferred) and 2–5 years of related experience, plus annual fraud training.