Fraud Prevention & Risk Analyst

Union Square Credit Union; Wichita Falls (TX); On-site; USD 52,000 - 66,000; Full time

Job summary

Union Square Credit Union is seeking a Fraud Specialist to detect, investigate, and mitigate fraudulent activity affecting member accounts and operations. The role collaborates with internal teams and external partners to minimize risk while maintaining a positive member experience.

The position requires three years in a financial institution, strong analytical skills, and knowledge of BSA/AML/OFAC requirements.

Qualifications

• Three (3) years of experience in a financial institution.
• Demonstrated ability to analyze account activity and investigate exceptions.
• Strong understanding of financial institution products, payments, and member services.
• Excellent analytical, organizational, communication, and problem-solving skills.

Responsibilities

• Review and investigate daily fraud alerts for check fraud, new accounts, and large deposits.
• Monitor transaction data to identify suspicious activity and trends.
• Coordinate with Bank Secrecy Officer to ensure compliance under BSA/AML/OFAC.
• Assist with ID Theft claims and report per Red Flags Program.
• Prepare data reports and assist in regulator/exam processes.
• Protect member information and ensure confidentiality in all duties.

Skills

Analytical

Attention to detail

Communication

Problem solving

Regulatory compliance

Education

High school diploma / GED

Job description

Union Square Credit Union is seeking a Fraud Specialist to detect, investigate, and mitigate fraudulent activity affecting member accounts and operations. The role collaborates with internal teams and external partners to minimize risk while maintaining a positive member experience.

The position requires three years in a financial institution, strong analytical skills, and knowledge of BSA/AML/OFAC requirements.